v1.0.alpha7
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
Training Data
Test Data
817074
ROWS
350181
0
DUPLICATES
0
235.3 MB
RAM
100.9 MB
34
FEATURES
34
6
CATEGORICAL
6
28
NUMERICAL
28
0
TEXT
0
default
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2
(0%)
2
(0%)
1
funded_amnt_inv
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
1,558
(0%)
1,491
(0%)
MAX
40,000
40,000
95%
33,000
32,950
Q3
20,000
20,000
AVG
14,605
14,589
MEDIAN
12,250
12,175
Q1
8,000
8,000
5%
3,500
3,500
MIN
750
750
RANGE
39,250
39,250
IQR
12,000
12,000
STD
8,689
8,682
VAR
75.5M
75.4M
KURT.
-0.136
-0.129
SKEW
0.756
0.756
SUM
11.9B
5.1B
2
term
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2
(0%)
2
(0%)
3
int_rate
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
356
(0%)
351
(0%)
MAX
31.0
31.0
95%
22.0
22.0
Q3
16.0
16.0
AVG
13.2
13.2
MEDIAN
12.7
12.7
Q1
9.7
9.7
5%
6.5
6.5
MIN
5.3
5.3
RANGE
25.7
25.7
IQR
6.32
6.32
STD
4.77
4.76
VAR
22.8
22.7
KURT.
0.465
0.468
SKEW
0.705
0.703
SUM
10.8M
4.6M
4
grade
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
7
(0%)
7
(0%)
5
emp_length
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
11
(0%)
11
(0%)
MAX
10.00
10.00
95%
10.00
10.00
Q3
10.00
10.00
MEDIAN
6.00
6.00
AVG
5.77
5.78
Q1
2.00
2.00
5%
0.50
0.50
MIN
0.50
0.50
RANGE
9.50
9.50
IQR
8.00
8.00
STD
3.74
3.74
VAR
14.0
14.0
KURT.
-1.61
-1.61
SKEW
-0.114
-0.114
SUM
4.7M
2.0M
6
home_ownership
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
5
(0%)
5
(0%)
7
annual_inc
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
45,003
(6%)
23,594
(7%)
MAX
16.21
16.07
95%
11.98
11.98
Q3
11.43
11.43
AVG
11.11
11.11
MEDIAN
11.08
11.08
Q1
10.78
10.78
5%
10.31
10.31
MIN
8.01
7.82
RANGE
8.21
8.24
IQR
0.653
0.656
STD
0.527
0.527
VAR
0.278
0.278
KURT.
1.17
1.18
SKEW
0.273
0.283
SUM
9.1M
3.9M
8
verification_status
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2
(0%)
2
(0%)
9
purpose
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
14
(0%)
13
(0%)
MAX
13.0
13.0
95%
9.0
9.0
Q3
2.0
2.0
AVG
2.6
2.6
MEDIAN
2.0
2.0
Q1
2.0
2.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
13.0
13.0
IQR
0.00
0.00
STD
2.29
2.29
VAR
5.25
5.25
KURT.
4.72
4.74
SKEW
2.32
2.33
SUM
2.1M
919k
10
dti
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
4,697
(1%)
4,422
(1%)
MAX
50.0
49.9
95%
32.9
32.9
Q3
24.4
24.4
AVG
18.5
18.5
MEDIAN
18.0
18.0
Q1
12.3
12.2
5%
5.5
5.5
MIN
-1.0
0.0
RANGE
51.0
49.9
IQR
12.1
12.1
STD
8.31
8.31
VAR
69.0
69.1
KURT.
-0.501
-0.504
SKEW
0.232
0.230
SUM
15.1M
6.5M
11
fico_range_high
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
38
(0%)
38
(0%)
MAX
850
850
95%
764
764
Q3
714
714
AVG
699
699
MEDIAN
694
694
Q1
674
674
5%
664
664
MIN
664
664
RANGE
186
186
IQR
40.0
40.0
STD
31.4
31.3
VAR
983
978
KURT.
1.89
1.86
SKEW
1.33
1.32
SUM
571.4M
244.9M
12
mths_since_last_delinq
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
158
(0%)
142
(0%)
MAX
226
226
95%
226
226
Q3
226
226
AVG
128
129
MEDIAN
79
80
Q1
30
30
5%
7
7
MIN
0
0
RANGE
226
226
IQR
196
196
STD
97.2
97.1
VAR
9,438
9,431
KURT.
-1.91
-1.91
SKEW
-0.040
-0.043
SUM
105.0M
45.1M
13
total_acc
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
137
(0%)
122
(0%)
MAX
176
151
95%
48
48
Q3
32
32
AVG
26
26
MEDIAN
24
24
Q1
17
17
5%
10
9
MIN
3
3
RANGE
173
148
IQR
15.0
15.0
STD
11.9
11.9
VAR
143
142
KURT.
1.80
1.64
SKEW
0.983
0.958
SUM
20.9M
9.0M
14
initial_list_status
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2
(0%)
2
(0%)
15
last_fico_range_high
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
72
(0%)
72
(0%)
MAX
850
850
95%
794
794
Q3
734
734
MEDIAN
694
694
AVG
677
677
Q1
629
629
5%
519
519
MIN
0
0
RANGE
850
850
IQR
105
105
STD
81.2
81.2
VAR
6,597
6,601
KURT.
0.153
0.220
SKEW
-0.592
-0.603
SUM
553.2M
237.1M
16
collections_12_mths_ex_med
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
13
(0%)
10
(0%)
MAX
3.04
2.83
95%
0.00
0.00
Q3
0.00
0.00
AVG
0.01
0.01
MEDIAN
0.00
0.00
Q1
0.00
0.00
5%
0.00
0.00
MIN
0.00
0.00
RANGE
3.04
2.83
IQR
0.00
0.00
STD
0.095
0.095
VAR
0.009
0.009
KURT.
72.8
71.9
SKEW
8.19
8.17
SUM
9,885
4,225
17
total_rev_hi_lim
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
20,002
(2%)
10,935
(3%)
MAX
16.1
16.1
95%
11.4
11.4
Q3
10.6
10.6
MEDIAN
10.1
10.1
AVG
10.1
10.1
Q1
9.6
9.6
5%
8.7
8.7
MIN
5.3
5.3
RANGE
10.8
10.8
IQR
1.05
1.06
STD
0.814
0.816
VAR
0.663
0.666
KURT.
0.658
0.659
SKEW
-0.184
-0.192
SUM
8.2M
3.5M
18
acc_open_past_24mths
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
49
(0%)
49
(0%)
MAX
56.0
64.0
95%
11.0
11.0
Q3
6.0
6.0
AVG
4.8
4.8
MEDIAN
4.0
4.0
Q1
2.0
2.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
56.0
64.0
IQR
4.00
4.00
STD
3.19
3.19
VAR
10.2
10.2
KURT.
4.15
4.88
SKEW
1.36
1.40
SUM
3.9M
1.7M
19
bc_open_to_buy
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
65,636
(8%)
49,457
(14%)
MAX
13.1
13.2
95%
10.6
10.6
Q3
9.4
9.4
MEDIAN
8.5
8.5
AVG
8.2
8.2
Q1
7.3
7.3
5%
4.9
4.9
MIN
0.0
0.0
RANGE
13.1
13.2
IQR
2.13
2.13
STD
1.92
1.92
VAR
3.67
3.67
KURT.
4.13
4.13
SKEW
-1.54
-1.54
SUM
6.7M
2.9M
20
mo_sin_old_il_acct
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
505
(0%)
468
(0%)
MAX
999
647
95%
212
213
Q3
152
153
MEDIAN
129
129
AVG
126
126
Q1
98
98
5%
32
33
MIN
0
0
RANGE
999
647
IQR
54.0
55.0
STD
52.3
52.3
VAR
2,734
2,731
KURT.
1.94
1.71
SKEW
0.350
0.336
SUM
102.7M
44.1M
21
mo_sin_rcnt_rev_tl_op
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
250
(0%)
216
(0%)
MAX
372
315
95%
43
43
Q3
16
16
AVG
13
13
MEDIAN
8
8
Q1
4
4
5%
1
1
MIN
0
0
RANGE
372
315
IQR
12.0
12.0
STD
16.0
15.9
VAR
257
254
KURT.
18.6
18.7
SKEW
3.41
3.41
SUM
10.6M
4.5M
22
mo_sin_rcnt_tl
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
146
(0%)
141
(0%)
MAX
194
180
95%
22
22
Q3
10
10
AVG
8
8
MEDIAN
5
5
Q1
3
3
5%
1
1
MIN
0
0
RANGE
194
180
IQR
7.00
7.00
STD
8.25
8.19
VAR
68.0
67.1
KURT.
27.4
27.8
SKEW
3.90
3.90
SUM
6.3M
2.7M
23
mort_acc
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
36
(0%)
36
(0%)
MAX
37.0
47.0
95%
6.0
6.0
Q3
3.0
3.0
AVG
1.7
1.7
MEDIAN
1.0
1.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
37.0
47.0
IQR
3.00
3.00
STD
2.01
2.01
VAR
4.06
4.05
KURT.
4.63
5.53
SKEW
1.60
1.63
SUM
1.4M
596k
24
mths_since_recent_bc
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
464
(0%)
402
(0%)
MAX
639
616
95%
86
85
Q3
28
28
AVG
24
24
MEDIAN
13
13
Q1
6
6
5%
2
2
MIN
0
0
RANGE
639
616
IQR
22.0
22.0
STD
30.4
30.2
VAR
927
914
KURT.
19.7
20.3
SKEW
3.38
3.41
SUM
19.4M
8.3M
25
num_il_tl
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
110
(0%)
95
(0%)
MAX
159
132
95%
23
23
Q3
12
12
AVG
9
9
MEDIAN
7
7
Q1
4
4
5%
1
1
MIN
0
0
RANGE
159
132
IQR
8.00
8.00
STD
7.34
7.31
VAR
53.8
53.4
KURT.
8.14
7.30
SKEW
2.12
2.06
SUM
7.2M
3.1M
26
num_rev_accts
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
104
(0%)
91
(0%)
MAX
128
105
95%
30
30
Q3
19
19
AVG
15
15
MEDIAN
13
13
Q1
9
9
5%
5
5
MIN
1
1
RANGE
127
104
IQR
10.0
10.0
STD
8.13
8.16
VAR
66.0
66.5
KURT.
3.03
2.89
SKEW
1.29
1.28
SUM
12.1M
5.2M
27
num_rev_tl_bal_gt_0
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
44
(0%)
43
(0%)
MAX
45.0
43.0
95%
12.0
12.0
Q3
7.0
7.0
AVG
5.7
5.6
MEDIAN
5.0
5.0
Q1
3.0
3.0
5%
2.0
2.0
MIN
0.0
0.0
RANGE
45.0
43.0
IQR
4.00
4.00
STD
3.21
3.22
VAR
10.3
10.3
KURT.
3.89
3.91
SKEW
1.43
1.43
SUM
4.6M
2.0M
28
num_sats
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
77
(0%)
68
(0%)
MAX
81.0
90.0
95%
22.0
22.0
Q3
15.0
15.0
AVG
11.8
11.8
MEDIAN
11.0
11.0
Q1
8.0
8.0
5%
5.0
5.0
MIN
1.0
1.0
RANGE
80.0
89.0
IQR
7.00
7.00
STD
5.47
5.47
VAR
29.9
29.9
KURT.
3.36
3.41
SKEW
1.31
1.30
SUM
9.7M
4.1M
29
pct_tl_nvr_dlq
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
595
(0%)
550
(0%)
MAX
100.0
100.0
95%
100.0
100.0
Q3
100.0
100.0
MEDIAN
97.7
97.8
AVG
94.2
94.2
Q1
91.3
91.3
5%
76.0
76.0
MIN
7.1
5.0
RANGE
92.9
95.0
IQR
8.70
8.70
STD
8.66
8.72
VAR
75.1
76.0
KURT.
6.41
6.43
SKEW
-2.20
-2.21
SUM
76.9M
33.0M
30
percent_bc_gt_75
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
228
(0%)
190
(0%)
MAX
100
100
95%
100
100
Q3
75
75
AVG
45
45
MEDIAN
43
43
Q1
11
11
5%
0
0
MIN
0
0
RANGE
100
100
IQR
63.9
63.9
STD
36.0
36.0
VAR
1,295
1,293
KURT.
-1.29
-1.28
SKEW
0.198
0.199
SUM
37.0M
15.9M
31
tot_hi_cred_lim
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
350,479
(43%)
212,650
(61%)
MAX
16.1
16.1
95%
13.1
13.1
Q3
12.4
12.4
MEDIAN
11.7
11.7
AVG
11.6
11.6
Q1
10.8
10.8
5%
10.0
10.0
MIN
5.3
5.3
RANGE
10.8
10.8
IQR
1.60
1.60
STD
1.02
1.02
VAR
1.04
1.04
KURT.
-0.490
-0.483
SKEW
-0.228
-0.230
SUM
9.5M
4.1M
32
total_il_high_credit_limit
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
143,247
(18%)
107,375
(31%)
MAX
14.6
14.4
95%
11.7
11.7
Q3
11.0
11.0
MEDIAN
10.4
10.4
AVG
9.4
9.4
Q1
9.7
9.7
5%
0.0
0.0
MIN
0.0
0.0
RANGE
14.6
14.4
IQR
1.28
1.28
STD
3.19
3.19
VAR
10.1
10.2
KURT.
4.47
4.45
SKEW
-2.42
-2.42
SUM
7.7M
3.3M
33
90day_worse_rating
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2
(0%)
2
(0%)
34
credit_hist
VALUES:
817,074
(100%)
350,181
(100%)
MISSING:
---
---
DISTINCT:
2,680
(0%)
2,542
(1%)
MAX
30,407
24,868
95%
11,262
11,292
Q3
7,366
7,367
AVG
6,003
6,012
MEDIAN
5,448
5,448
Q1
4,169
4,169
5%
2,376
2,403
MIN
1,096
1,096
RANGE
29,311
23,772
IQR
3,197
3,198
STD
2,722
2,732
VAR
7.4M
7.5M
KURT.
1.71
1.72
SKEW
1.10
1.10
SUM
4.9B
2.1B
default
MISSING:
---
---
TOP CATEGORIES
default
default
0
653,606
80%
280,512
80%
1
163,468
20%
69,669
20%
ALL
817,074
100%
350,181
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
default
PROVIDES INFORMATION ON...
term
0.03
grade
0.02
verification_status
0.01
home_ownership
0.00
90day_worse_rating
0.00
initial_list_status
0.00

THESE FEATURES GIVE INFORMATION
ON default:
grade
0.07
term
0.03
verification_status
0.01
home_ownership
0.01
90day_worse_rating
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
default
CORRELATION RATIO WITH...
last_fico_range_high
0.67
int_rate
0.26
fico_range_high
0.13
dti
0.11
acc_open_past_24mths
0.10
bc_open_to_buy
0.08
tot_hi_cred_lim
0.08
mort_acc
0.07
num_rev_tl_bal_gt_0
0.07
percent_bc_gt_75
0.07
annual_inc
0.07
funded_amnt_inv
0.07
mo_sin_rcnt_tl
0.06
total_rev_hi_lim
0.06
Associations
Showing ONLY dataset "Training Data"
• SQUARES are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row).
• CIRCLES are numerical correlations (Pearson's) from -1 to 1.
• The trivial DIAGONAL is intentionally left blank for clarity.
Associations
Showing ONLY dataset "Test Data"
• SQUARES are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row).
• CIRCLES are numerical correlations (Pearson's) from -1 to 1.
• The trivial DIAGONAL is intentionally left blank for clarity.
default
MISSING:
---
---
TOP CATEGORIES
default
default
0
653,606
80%
280,512
80%
1
163,468
20%
69,669
20%
ALL
817,074
100%
350,181
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
default
PROVIDES INFORMATION ON...
term
0.03
grade
0.02
verification_status
0.01
home_ownership
0.00
90day_worse_rating
0.00
initial_list_status
0.00

THESE FEATURES GIVE INFORMATION
ON default:
grade
0.07
term
0.03
verification_status
0.01
home_ownership
0.01
90day_worse_rating
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
default
CORRELATION RATIO WITH...
last_fico_range_high
0.67
int_rate
0.26
fico_range_high
0.13
dti
0.11
acc_open_past_24mths
0.10
bc_open_to_buy
0.08
tot_hi_cred_lim
0.08
mort_acc
0.07
num_rev_tl_bal_gt_0
0.07
percent_bc_gt_75
0.07
annual_inc
0.07
funded_amnt_inv
0.07
mo_sin_rcnt_tl
0.06
total_rev_hi_lim
0.06
funded_amnt_inv
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.51
total_rev_hi_lim
0.42
tot_hi_cred_lim
0.36
mort_acc
0.22
total_acc
0.20
bc_open_to_buy
0.19
num_sats
0.18
num_rev_accts
0.17
credit_hist
0.16
purpose
-0.15
num_rev_tl_bal_gt_0
0.15
int_rate
0.13
mo_sin_old_il_acct
0.13
fico_range_high
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.38
verification_status
0.21
home_ownership
0.17
grade
0.16
90day_worse_rating
0.07
default
0.07
initial_list_status
0.04
MOST FREQUENT VALUES
10000.0
57,245
7.0%
24,563
7.0%
12000.0
41,824
5.1%
17,859
5.1%
15000.0
40,113
4.9%
17,092
4.9%
20000.0
39,462
4.8%
17,134
4.9%
5000.0
28,168
3.4%
12,089
3.5%
35000.0
27,489
3.4%
11,779
3.4%
8000.0
27,457
3.4%
11,689
3.3%
6000.0
25,822
3.2%
10,992
3.1%
16000.0
20,725
2.5%
8,913
2.5%
25000.0
18,856
2.3%
8,087
2.3%
24000.0
18,593
2.3%
7,921
2.3%
18000.0
17,390
2.1%
7,479
2.1%
30000.0
15,776
1.9%
6,684
1.9%
7000.0
13,733
1.7%
5,798
1.7%
14000.0
11,505
1.4%
4,901
1.4%
SMALLEST VALUES
750.0
2
0.0%
1
0.0%
775.0
1
0.0%
0
0.0%
800.0
1
0.0%
1
0.0%
925.0
5
0.0%
0
0.0%
950.0
7
0.0%
3
0.0%
975.0
6
0.0%
1
0.0%
1000.0
3,178
0.4%
1,346
0.4%
1025.0
7
0.0%
10
0.0%
1050.0
19
0.0%
8
0.0%
1075.0
13
0.0%
3
0.0%
1100.0
80
0.0%
43
0.0%
1125.0
24
0.0%
4
0.0%
1150.0
16
0.0%
9
0.0%
1175.0
8
0.0%
7
0.0%
1200.0
1,239
0.2%
578
0.2%
LARGEST VALUES
40000.0
3,432
0.4%
1,464
0.4%
39975.0
71
0.0%
31
0.0%
39950.0
25
0.0%
12
0.0%
39925.0
9
0.0%
4
0.0%
39900.0
5
0.0%
3
0.0%
39875.0
2
0.0%
0
0.0%
39850.0
3
0.0%
0
0.0%
39825.0
4
0.0%
0
0.0%
39800.0
1
0.0%
4
0.0%
39775.0
3
0.0%
2
0.0%
39750.0
70
0.0%
28
0.0%
39725.0
32
0.0%
10
0.0%
39700.0
26
0.0%
9
0.0%
39675.0
6
0.0%
1
0.0%
39650.0
2
0.0%
2
0.0%
term
MISSING:
---
---
TOP CATEGORIES
default
default
0.0
617,837
76%
264,901
76%
98,049
16%
41,716
16%
1.0
199,237
24%
85,280
24%
65,419
33%
27,953
33%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
grade
0.06
default
0.03
verification_status
0.01
initial_list_status
0.01
home_ownership
0.00
90day_worse_rating
0.00

THESE FEATURES GIVE INFORMATION
ON term:
grade
0.18
default
0.03
verification_status
0.02
initial_list_status
0.01
home_ownership
0.01
90day_worse_rating
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
int_rate
0.42
funded_amnt_inv
0.38
tot_hi_cred_lim
0.14
annual_inc
0.12
total_rev_hi_lim
0.11
last_fico_range_high
0.10
mort_acc
0.10
total_acc
0.09
num_sats
0.07
emp_length
0.07
num_il_tl
0.07
dti
0.07
mo_sin_old_il_acct
0.06
total_il_high_credit_limit
0.06
int_rate
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
-0.40
last_fico_range_high
-0.35
bc_open_to_buy
-0.29
percent_bc_gt_75
0.25
total_rev_hi_lim
-0.21
acc_open_past_24mths
0.20
dti
0.19
mo_sin_rcnt_tl
-0.14
funded_amnt_inv
0.13
tot_hi_cred_lim
-0.13
purpose
0.13
credit_hist
-0.12
annual_inc
-0.12
mo_sin_rcnt_rev_tl_op
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.96
term
0.42
default
0.26
verification_status
0.23
initial_list_status
0.14
90day_worse_rating
0.07
home_ownership
0.07
MOST FREQUENT VALUES
10.99
24,196
3.0%
10,415
3.0%
11.99
21,269
2.6%
9,210
2.6%
5.32
18,961
2.3%
8,214
2.3%
9.17
17,640
2.2%
7,408
2.1%
13.99
17,161
2.1%
7,310
2.1%
7.89
16,994
2.1%
7,199
2.1%
12.99
16,657
2.0%
7,255
2.1%
15.61
15,162
1.9%
6,516
1.9%
16.99
14,161
1.7%
6,021
1.7%
9.99
12,684
1.6%
5,444
1.6%
12.29
11,050
1.4%
4,616
1.3%
8.18
11,045
1.4%
4,728
1.4%
12.69
10,659
1.3%
4,542
1.3%
17.57
10,344
1.3%
4,587
1.3%
13.33
10,156
1.2%
4,339
1.2%
SMALLEST VALUES
5.31
556
0.1%
246
0.1%
5.32
18,961
2.3%
8,214
2.3%
5.93
1,269
0.2%
510
0.1%
6.0
242
0.0%
95
0.0%
6.03
6,380
0.8%
2,762
0.8%
6.07
446
0.1%
199
0.1%
6.08
780
0.1%
337
0.1%
6.11
373
0.0%
154
0.0%
6.19
242
0.0%
101
0.0%
6.24
5,170
0.6%
2,113
0.6%
6.39
1,781
0.2%
791
0.2%
6.46
56
0.0%
26
0.0%
6.49
7,187
0.9%
3,079
0.9%
6.62
2,706
0.3%
1,144
0.3%
6.67
299
0.0%
127
0.0%
LARGEST VALUES
30.99
290
0.0%
129
0.0%
30.94
260
0.0%
114
0.0%
30.89
231
0.0%
101
0.0%
30.84
257
0.0%
121
0.0%
30.79
434
0.1%
169
0.0%
30.75
255
0.0%
123
0.0%
30.74
150
0.0%
70
0.0%
30.65
253
0.0%
92
0.0%
30.49
193
0.0%
90
0.0%
30.17
292
0.0%
115
0.0%
29.99
223
0.0%
94
0.0%
29.96
76
0.0%
24
0.0%
29.69
250
0.0%
110
0.0%
29.67
75
0.0%
39
0.0%
29.49
258
0.0%
121
0.0%
grade
MISSING:
---
---
TOP CATEGORIES
default
default
1.0
238,180
29%
102,368
29%
31,595
13%
13,606
13%
2.0
232,691
28%
99,673
28%
52,378
23%
22,264
22%
0.0
143,934
18%
61,569
18%
8,471
6%
3,631
6%
3.0
120,685
15%
51,929
15%
37,073
31%
15,837
30%
4.0
56,831
7%
24,155
7%
22,321
39%
9,391
39%
5.0
19,294
2%
8,204
2%
8,903
46%
3,737
46%
6.0
5,459
1%
2,283
1%
2,727
50%
1,203
53%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
term
0.18
default
0.07
verification_status
0.04
initial_list_status
0.01
90day_worse_rating
0.01
home_ownership
0.00

THESE FEATURES GIVE INFORMATION
ON grade:
term
0.06
default
0.02
verification_status
0.02
initial_list_status
0.01
90day_worse_rating
0.00
home_ownership
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
int_rate
0.96
fico_range_high
0.47
last_fico_range_high
0.37
bc_open_to_buy
0.32
percent_bc_gt_75
0.28
total_rev_hi_lim
0.26
acc_open_past_24mths
0.21
dti
0.20
tot_hi_cred_lim
0.17
funded_amnt_inv
0.16
annual_inc
0.15
mo_sin_rcnt_tl
0.15
purpose
0.13
credit_hist
0.12
emp_length
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.18
mort_acc
0.17
tot_hi_cred_lim
0.16
credit_hist
0.14
num_rev_accts
0.12
mo_sin_old_il_acct
0.12
num_rev_tl_bal_gt_0
0.11
total_rev_hi_lim
0.11
funded_amnt_inv
0.11
total_acc
0.09
num_sats
0.05
mths_since_last_delinq
-0.04
mths_since_recent_bc
0.03
percent_bc_gt_75
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.18
term
0.07
default
0.03
90day_worse_rating
0.02
verification_status
0.02
grade
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
10.0
275,467
33.7%
118,097
33.7%
0.5
107,249
13.1%
46,048
13.1%
2.0
73,598
9.0%
31,462
9.0%
3.0
65,148
8.0%
27,957
8.0%
1.0
53,551
6.6%
22,754
6.5%
5.0
50,397
6.2%
21,613
6.2%
4.0
47,857
5.9%
20,680
5.9%
6.0
37,728
4.6%
16,229
4.6%
8.0
37,725
4.6%
16,220
4.6%
7.0
36,819
4.5%
15,590
4.5%
9.0
31,535
3.9%
13,531
3.9%
SMALLEST VALUES
0.5
107,249
13.1%
46,048
13.1%
1.0
53,551
6.6%
22,754
6.5%
2.0
73,598
9.0%
31,462
9.0%
3.0
65,148
8.0%
27,957
8.0%
4.0
47,857
5.9%
20,680
5.9%
5.0
50,397
6.2%
21,613
6.2%
6.0
37,728
4.6%
16,229
4.6%
7.0
36,819
4.5%
15,590
4.5%
8.0
37,725
4.6%
16,220
4.6%
9.0
31,535
3.9%
13,531
3.9%
10.0
275,467
33.7%
118,097
33.7%
LARGEST VALUES
10.0
275,467
33.7%
118,097
33.7%
9.0
31,535
3.9%
13,531
3.9%
8.0
37,725
4.6%
16,220
4.6%
7.0
36,819
4.5%
15,590
4.5%
6.0
37,728
4.6%
16,229
4.6%
5.0
50,397
6.2%
21,613
6.2%
4.0
47,857
5.9%
20,680
5.9%
3.0
65,148
8.0%
27,957
8.0%
2.0
73,598
9.0%
31,462
9.0%
1.0
53,551
6.6%
22,754
6.5%
0.5
107,249
13.1%
46,048
13.1%
home_ownership
MISSING:
---
---
TOP CATEGORIES
default
default
0.0
408,671
50%
175,515
50%
70,211
17%
30,164
17%
4.0
319,760
39%
136,927
39%
75,075
23%
31,915
23%
3.0
88,390
11%
37,645
11%
18,134
21%
7,572
20%
2.0
221
0%
87
0%
42
19%
17
20%
1.0
32
0%
7
0%
6
19%
1
14%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
term
0.01
default
0.01
grade
0.00
initial_list_status
0.00
verification_status
0.00
90day_worse_rating
0.00

THESE FEATURES GIVE INFORMATION
ON home_ownership:
term
0.00
grade
0.00
default
0.00
initial_list_status
0.00
verification_status
0.00
90day_worse_rating
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
tot_hi_cred_lim
0.60
mort_acc
0.49
annual_inc
0.25
total_rev_hi_lim
0.21
total_acc
0.20
credit_hist
0.20
emp_length
0.18
funded_amnt_inv
0.17
mo_sin_old_il_acct
0.15
num_rev_accts
0.14
num_sats
0.12
fico_range_high
0.12
last_fico_range_high
0.11
bc_open_to_buy
0.08
annual_inc
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.56
funded_amnt_inv
0.51
total_rev_hi_lim
0.41
mort_acc
0.34
total_acc
0.29
dti
-0.25
num_sats
0.22
total_il_high_credit_limit
0.21
credit_hist
0.21
mo_sin_old_il_acct
0.20
bc_open_to_buy
0.19
emp_length
0.18
num_rev_accts
0.18
num_il_tl
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.25
grade
0.15
term
0.12
default
0.07
initial_list_status
0.06
verification_status
0.06
90day_worse_rating
0.03
MOST FREQUENT VALUES
11.002116507732017
31,806
3.9%
13,660
3.9%
10.819798284210286
27,849
3.4%
11,979
3.4%
11.082157933374816
24,208
3.0%
10,145
2.9%
11.156264806643742
23,028
2.8%
9,950
2.8%
11.289794413577894
21,982
2.7%
9,275
2.6%
11.225256725762893
21,252
2.6%
9,251
2.6%
10.596659732783579
21,085
2.6%
9,072
2.6%
10.714439990727769
20,135
2.5%
8,672
2.5%
10.915106645867503
19,086
2.3%
8,286
2.4%
11.51293546492023
16,963
2.1%
7,260
2.1%
11.407576060361786
16,643
2.0%
7,055
2.0%
11.350418300109132
15,170
1.9%
6,590
1.9%
11.695255355062795
13,107
1.6%
5,758
1.6%
10.463131911491967
12,786
1.6%
5,425
1.5%
10.308985993422082
11,455
1.4%
4,967
1.4%
SMALLEST VALUES
8.006700845440367
3
0.0%
0
0.0%
8.24301946898925
1
0.0%
0
0.0%
8.517393171418904
6
0.0%
0
0.0%
8.601718146485926
1
0.0%
0
0.0%
8.699681400989514
9
0.0%
1
0.0%
8.707648248106914
1
0.0%
0
0.0%
8.738895704934043
1
0.0%
0
0.0%
8.740816627567298
1
0.0%
0
0.0%
8.764209507142004
1
0.0%
0
0.0%
8.765458531504226
1
0.0%
0
0.0%
8.77971129020447
1
0.0%
0
0.0%
8.839421607620602
1
0.0%
1
0.0%
8.853808274977197
6
0.0%
4
0.0%
8.867990898182093
1
0.0%
0
0.0%
8.881975184248867
3
0.0%
3
0.0%
LARGEST VALUES
16.21333319176086
1
0.0%
0
0.0%
16.072051817168948
1
0.0%
0
0.0%
16.066802461833923
1
0.0%
0
0.0%
16.04552506565036
1
0.0%
0
0.0%
16.03742785629194
1
0.0%
0
0.0%
16.012735246411598
1
0.0%
0
0.0%
15.979589964163583
1
0.0%
0
0.0%
15.978833698567334
1
0.0%
0
0.0%
15.955579309692489
1
0.0%
0
0.0%
15.943742382861155
1
0.0%
0
0.0%
15.931766193248746
1
0.0%
0
0.0%
15.909986144911755
1
0.0%
0
0.0%
15.843658936835498
1
0.0%
0
0.0%
15.830413711839864
1
0.0%
0
0.0%
15.789591722875162
1
0.0%
0
0.0%
verification_status
MISSING:
---
---
TOP CATEGORIES
default
default
1.0
575,002
70%
246,247
70%
128,145
22%
54,771
22%
0.0
242,072
30%
103,934
30%
35,323
15%
14,898
14%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
default
0.01
initial_list_status
0.00
90day_worse_rating
0.00
home_ownership
0.00

THESE FEATURES GIVE INFORMATION
ON verification_status:
grade
0.04
term
0.01
default
0.01
initial_list_status
0.00
90day_worse_rating
0.00
home_ownership
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
int_rate
0.23
funded_amnt_inv
0.21
fico_range_high
0.16
last_fico_range_high
0.11
percent_bc_gt_75
0.10
acc_open_past_24mths
0.08
bc_open_to_buy
0.08
annual_inc
0.06
dti
0.05
num_rev_tl_bal_gt_0
0.05
mths_since_last_delinq
0.03
mo_sin_rcnt_tl
0.03
purpose
0.03
mo_sin_rcnt_rev_tl_op
0.02
purpose
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt_inv
-0.15
int_rate
0.13
total_rev_hi_lim
-0.10
num_rev_tl_bal_gt_0
-0.10
percent_bc_gt_75
-0.08
dti
-0.07
num_rev_accts
-0.07
num_sats
-0.06
pct_tl_nvr_dlq
-0.05
last_fico_range_high
-0.05
total_acc
-0.05
fico_range_high
0.05
tot_hi_cred_lim
-0.04
mort_acc
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.13
term
0.06
home_ownership
0.03
90day_worse_rating
0.03
verification_status
0.03
default
0.02
initial_list_status
0.01
MOST FREQUENT VALUES
2.0
479,371
58.7%
205,803
58.8%
1.0
183,301
22.4%
78,312
22.4%
4.0
52,547
6.4%
22,493
6.4%
9.0
44,763
5.5%
19,062
5.4%
6.0
16,504
2.0%
7,056
2.0%
7.0
8,954
1.1%
3,919
1.1%
11.0
7,945
1.0%
3,413
1.0%
0.0
7,801
1.0%
3,308
0.9%
8.0
5,390
0.7%
2,324
0.7%
12.0
5,297
0.6%
2,303
0.7%
5.0
4,147
0.5%
1,736
0.5%
13.0
558
0.1%
248
0.1%
10.0
495
0.1%
204
0.1%
3.0
1
0.0%
0
0.0%
SMALLEST VALUES
0.0
7,801
1.0%
3,308
0.9%
1.0
183,301
22.4%
78,312
22.4%
2.0
479,371
58.7%
205,803
58.8%
3.0
1
0.0%
0
0.0%
4.0
52,547
6.4%
22,493
6.4%
5.0
4,147
0.5%
1,736
0.5%
6.0
16,504
2.0%
7,056
2.0%
7.0
8,954
1.1%
3,919
1.1%
8.0
5,390
0.7%
2,324
0.7%
9.0
44,763
5.5%
19,062
5.4%
10.0
495
0.1%
204
0.1%
11.0
7,945
1.0%
3,413
1.0%
12.0
5,297
0.6%
2,303
0.7%
13.0
558
0.1%
248
0.1%
LARGEST VALUES
13.0
558
0.1%
248
0.1%
12.0
5,297
0.6%
2,303
0.7%
11.0
7,945
1.0%
3,413
1.0%
10.0
495
0.1%
204
0.1%
9.0
44,763
5.5%
19,062
5.4%
8.0
5,390
0.7%
2,324
0.7%
7.0
8,954
1.1%
3,919
1.1%
6.0
16,504
2.0%
7,056
2.0%
5.0
4,147
0.5%
1,736
0.5%
4.0
52,547
6.4%
22,493
6.4%
3.0
1
0.0%
0
0.0%
2.0
479,371
58.7%
205,803
58.8%
1.0
183,301
22.4%
78,312
22.4%
0.0
7,801
1.0%
3,308
0.9%
dti
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.39
num_sats
0.28
num_rev_tl_bal_gt_0
0.26
annual_inc
-0.25
num_il_tl
0.21
total_acc
0.20
int_rate
0.19
percent_bc_gt_75
0.17
acc_open_past_24mths
0.14
total_rev_hi_lim
0.13
num_rev_accts
0.13
tot_hi_cred_lim
0.11
last_fico_range_high
-0.11
pct_tl_nvr_dlq
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.20
default
0.11
term
0.07
90day_worse_rating
0.06
verification_status
0.05
home_ownership
0.03
initial_list_status
0.02
MOST FREQUENT VALUES
19.2
632
0.1%
235
0.1%
14.4
615
0.1%
233
0.1%
18.0
597
0.1%
271
0.1%
15.6
585
0.1%
217
0.1%
16.8
569
0.1%
258
0.1%
20.4
532
0.1%
243
0.1%
21.6
529
0.1%
210
0.1%
13.2
513
0.1%
277
0.1%
12.0
499
0.1%
245
0.1%
24.0
495
0.1%
183
0.1%
22.8
483
0.1%
223
0.1%
18.48
483
0.1%
176
0.1%
16.2
472
0.1%
192
0.1%
14.64
469
0.1%
195
0.1%
18.72
466
0.1%
184
0.1%
SMALLEST VALUES
-1.0
1
0.0%
0
0.0%
0.0
257
0.0%
128
0.0%
0.01
5
0.0%
0
0.0%
0.02
10
0.0%
2
0.0%
0.03
3
0.0%
1
0.0%
0.04
5
0.0%
0
0.0%
0.05
4
0.0%
2
0.0%
0.06
12
0.0%
5
0.0%
0.07
7
0.0%
7
0.0%
0.08
6
0.0%
4
0.0%
0.09
6
0.0%
3
0.0%
0.1
13
0.0%
2
0.0%
0.11
9
0.0%
5
0.0%
0.12
9
0.0%
6
0.0%
0.13
12
0.0%
5
0.0%
LARGEST VALUES
49.96
1
0.0%
0
0.0%
49.95
2
0.0%
0
0.0%
49.94
1
0.0%
0
0.0%
49.93
1
0.0%
0
0.0%
49.92
1
0.0%
0
0.0%
49.86
1
0.0%
1
0.0%
49.77
2
0.0%
0
0.0%
49.72
1
0.0%
1
0.0%
49.68
1
0.0%
2
0.0%
49.64
1
0.0%
0
0.0%
49.63
1
0.0%
0
0.0%
49.62
2
0.0%
0
0.0%
49.61
1
0.0%
0
0.0%
49.6
1
0.0%
0
0.0%
49.59
3
0.0%
1
0.0%
fico_range_high
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.42
percent_bc_gt_75
-0.41
int_rate
-0.40
total_rev_hi_lim
0.35
last_fico_range_high
0.34
mths_since_last_delinq
0.31
pct_tl_nvr_dlq
0.30
tot_hi_cred_lim
0.23
num_rev_tl_bal_gt_0
-0.19
annual_inc
0.11
funded_amnt_inv
0.11
credit_hist
0.10
mo_sin_rcnt_rev_tl_op
0.10
acc_open_past_24mths
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.47
90day_worse_rating
0.28
verification_status
0.16
default
0.13
home_ownership
0.12
initial_list_status
0.09
term
0.01
MOST FREQUENT VALUES
664.0
75,419
9.2%
32,321
9.2%
674.0
72,686
8.9%
31,283
8.9%
669.0
72,624
8.9%
31,249
8.9%
679.0
64,394
7.9%
27,740
7.9%
684.0
63,843
7.8%
27,064
7.7%
689.0
55,822
6.8%
23,442
6.7%
694.0
54,020
6.6%
23,367
6.7%
699.0
48,199
5.9%
20,806
5.9%
704.0
44,168
5.4%
18,941
5.4%
709.0
39,749
4.9%
17,240
4.9%
714.0
35,174
4.3%
14,813
4.2%
719.0
30,637
3.7%
13,058
3.7%
724.0
26,054
3.2%
11,094
3.2%
729.0
20,540
2.5%
8,930
2.6%
734.0
17,725
2.2%
7,755
2.2%
SMALLEST VALUES
664.0
75,419
9.2%
32,321
9.2%
669.0
72,624
8.9%
31,249
8.9%
674.0
72,686
8.9%
31,283
8.9%
679.0
64,394
7.9%
27,740
7.9%
684.0
63,843
7.8%
27,064
7.7%
689.0
55,822
6.8%
23,442
6.7%
694.0
54,020
6.6%
23,367
6.7%
699.0
48,199
5.9%
20,806
5.9%
704.0
44,168
5.4%
18,941
5.4%
709.0
39,749
4.9%
17,240
4.9%
714.0
35,174
4.3%
14,813
4.2%
719.0
30,637
3.7%
13,058
3.7%
724.0
26,054
3.2%
11,094
3.2%
729.0
20,540
2.5%
8,930
2.6%
734.0
17,725
2.2%
7,755
2.2%
LARGEST VALUES
850.0
113
0.0%
46
0.0%
844.0
154
0.0%
65
0.0%
839.0
251
0.0%
84
0.0%
834.0
419
0.1%
181
0.1%
829.0
652
0.1%
280
0.1%
824.0
867
0.1%
335
0.1%
819.0
1,113
0.1%
490
0.1%
814.0
1,391
0.2%
570
0.2%
809.0
1,914
0.2%
791
0.2%
804.0
2,209
0.3%
947
0.3%
799.0
2,464
0.3%
1,038
0.3%
794.0
3,017
0.4%
1,310
0.4%
789.0
3,300
0.4%
1,394
0.4%
784.0
4,120
0.5%
1,788
0.5%
779.0
4,621
0.6%
1,914
0.5%
mths_since_last_delinq
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
0.62
fico_range_high
0.31
total_acc
-0.16
mo_sin_old_il_acct
-0.15
credit_hist
-0.14
total_rev_hi_lim
0.13
mort_acc
-0.12
num_rev_accts
-0.11
num_il_tl
-0.10
last_fico_range_high
0.10
annual_inc
-0.09
bc_open_to_buy
0.07
int_rate
-0.07
tot_hi_cred_lim
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
90day_worse_rating
0.55
grade
0.10
home_ownership
0.06
verification_status
0.03
default
0.02
term
0.01
initial_list_status
0.00
MOST FREQUENT VALUES
226.0
401,540
49.1%
172,392
49.2%
13.0
8,084
1.0%
3,373
1.0%
6.0
8,033
1.0%
3,423
1.0%
12.0
7,969
1.0%
3,494
1.0%
7.0
7,857
1.0%
3,377
1.0%
14.0
7,824
1.0%
3,251
0.9%
9.0
7,821
1.0%
3,535
1.0%
15.0
7,707
0.9%
3,154
0.9%
8.0
7,702
0.9%
3,336
1.0%
10.0
7,533
0.9%
3,247
0.9%
11.0
7,398
0.9%
3,110
0.9%
17.0
7,315
0.9%
2,888
0.8%
16.0
7,216
0.9%
3,059
0.9%
19.0
7,119
0.9%
3,000
0.9%
18.0
7,105
0.9%
3,056
0.9%
SMALLEST VALUES
0.0
852
0.1%
358
0.1%
1.0
3,216
0.4%
1,371
0.4%
2.0
4,036
0.5%
1,672
0.5%
3.0
4,947
0.6%
2,149
0.6%
4.0
5,931
0.7%
2,535
0.7%
5.0
6,833
0.8%
2,953
0.8%
6.0
8,033
1.0%
3,423
1.0%
7.0
7,857
1.0%
3,377
1.0%
8.0
7,702
0.9%
3,336
1.0%
9.0
7,821
1.0%
3,535
1.0%
10.0
7,533
0.9%
3,247
0.9%
11.0
7,398
0.9%
3,110
0.9%
12.0
7,969
1.0%
3,494
1.0%
13.0
8,084
1.0%
3,373
1.0%
14.0
7,824
1.0%
3,251
0.9%
LARGEST VALUES
226.0
401,540
49.1%
172,392
49.2%
202.0
1
0.0%
0
0.0%
192.0
1
0.0%
0
0.0%
188.0
1
0.0%
1
0.0%
176.0
1
0.0%
0
0.0%
171.0
2
0.0%
0
0.0%
170.0
3
0.0%
0
0.0%
161.0
1
0.0%
0
0.0%
160.0
1
0.0%
0
0.0%
159.0
1
0.0%
0
0.0%
158.0
1
0.0%
1
0.0%
157.0
1
0.0%
0
0.0%
156.0
1
0.0%
0
0.0%
152.0
3
0.0%
1
0.0%
151.0
1
0.0%
1
0.0%
total_acc
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
num_sats
0.69
num_il_tl
0.67
acc_open_past_24mths
0.42
tot_hi_cred_lim
0.41
num_rev_tl_bal_gt_0
0.39
total_rev_hi_lim
0.38
mort_acc
0.36
mo_sin_old_il_acct
0.34
annual_inc
0.29
credit_hist
0.27
total_il_high_credit_limit
0.21
dti
0.20
funded_amnt_inv
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
90day_worse_rating
0.12
term
0.09
grade
0.06
initial_list_status
0.02
verification_status
0.01
default
0.01
MOST FREQUENT VALUES
20.0
29,777
3.6%
12,889
3.7%
21.0
29,771
3.6%
12,599
3.6%
22.0
29,768
3.6%
12,727
3.6%
19.0
29,475
3.6%
12,574
3.6%
23.0
29,375
3.6%
12,495
3.6%
18.0
29,205
3.6%
12,076
3.4%
24.0
28,679
3.5%
12,184
3.5%
17.0
28,356
3.5%
12,228
3.5%
25.0
27,686
3.4%
11,977
3.4%
16.0
27,184
3.3%
11,547
3.3%
26.0
26,507
3.2%
11,576
3.3%
15.0
25,695
3.1%
10,998
3.1%
27.0
25,605
3.1%
11,002
3.1%
14.0
24,260
3.0%
10,428
3.0%
28.0
24,087
2.9%
10,405
3.0%
SMALLEST VALUES
3.0
247
0.0%
109
0.0%
4.0
1,496
0.2%
625
0.2%
5.0
3,171
0.4%
1,303
0.4%
6.0
5,169
0.6%
2,253
0.6%
7.0
7,566
0.9%
3,307
0.9%
8.0
9,985
1.2%
4,462
1.3%
9.0
12,867
1.6%
5,523
1.6%
10.0
15,475
1.9%
6,652
1.9%
11.0
18,104
2.2%
7,730
2.2%
12.0
20,293
2.5%
8,619
2.5%
13.0
22,561
2.8%
9,712
2.8%
14.0
24,260
3.0%
10,428
3.0%
15.0
25,695
3.1%
10,998
3.1%
16.0
27,184
3.3%
11,547
3.3%
17.0
28,356
3.5%
12,228
3.5%
LARGEST VALUES
176.0
1
0.0%
0
0.0%
173.0
1
0.0%
0
0.0%
169.0
1
0.0%
0
0.0%
162.0
1
0.0%
0
0.0%
156.0
1
0.0%
0
0.0%
151.0
1
0.0%
1
0.0%
144.0
2
0.0%
0
0.0%
141.0
1
0.0%
0
0.0%
138.0
1
0.0%
0
0.0%
137.0
2
0.0%
1
0.0%
135.0
1
0.0%
0
0.0%
133.0
1
0.0%
0
0.0%
130.0
1
0.0%
0
0.0%
129.0
1
0.0%
0
0.0%
126.0
2
0.0%
0
0.0%
initial_list_status
MISSING:
---
---
TOP CATEGORIES
default
default
1.0
497,584
61%
213,301
61%
99,561
20%
42,344
20%
0.0
319,490
39%
136,880
39%
63,907
20%
27,325
20%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
term
0.01
grade
0.01
verification_status
0.00
home_ownership
0.00
90day_worse_rating
0.00
default
0.00

THESE FEATURES GIVE INFORMATION
ON initial_list_status:
grade
0.01
term
0.01
verification_status
0.00
home_ownership
0.00
90day_worse_rating
0.00
default
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
int_rate
0.14
bc_open_to_buy
0.10
percent_bc_gt_75
0.09
fico_range_high
0.09
total_rev_hi_lim
0.08
annual_inc
0.06
tot_hi_cred_lim
0.06
last_fico_range_high
0.05
funded_amnt_inv
0.04
credit_hist
0.03
total_il_high_credit_limit
0.03
num_sats
0.03
mo_sin_old_il_acct
0.02
num_il_tl
0.02
last_fico_range_high
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
int_rate
-0.35
fico_range_high
0.34
bc_open_to_buy
0.22
total_rev_hi_lim
0.22
percent_bc_gt_75
-0.17
tot_hi_cred_lim
0.16
acc_open_past_24mths
-0.14
mort_acc
0.12
annual_inc
0.11
credit_hist
0.11
pct_tl_nvr_dlq
0.11
dti
-0.11
mths_since_last_delinq
0.10
num_rev_tl_bal_gt_0
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
default
0.67
grade
0.37
verification_status
0.11
home_ownership
0.11
term
0.10
90day_worse_rating
0.09
initial_list_status
0.05
MOST FREQUENT VALUES
694.0
26,136
3.2%
11,356
3.2%
709.0
26,104
3.2%
11,400
3.3%
699.0
25,880
3.2%
11,077
3.2%
704.0
25,835
3.2%
11,231
3.2%
714.0
25,469
3.1%
11,067
3.2%
719.0
24,991
3.1%
10,775
3.1%
724.0
24,451
3.0%
10,587
3.0%
689.0
24,237
3.0%
10,228
2.9%
684.0
24,219
3.0%
10,426
3.0%
734.0
21,791
2.7%
9,451
2.7%
729.0
21,744
2.7%
9,420
2.7%
679.0
21,269
2.6%
9,029
2.6%
499.0
21,219
2.6%
8,949
2.6%
674.0
20,587
2.5%
8,873
2.5%
739.0
18,710
2.3%
7,948
2.3%
SMALLEST VALUES
0.0
117
0.0%
55
0.0%
499.0
21,219
2.6%
8,949
2.6%
504.0
4,555
0.6%
1,970
0.6%
509.0
4,963
0.6%
2,112
0.6%
514.0
5,699
0.7%
2,445
0.7%
519.0
5,745
0.7%
2,468
0.7%
524.0
6,537
0.8%
2,911
0.8%
529.0
6,455
0.8%
2,898
0.8%
534.0
7,276
0.9%
3,157
0.9%
539.0
7,471
0.9%
3,204
0.9%
544.0
8,513
1.0%
3,458
1.0%
549.0
7,874
1.0%
3,402
1.0%
554.0
8,515
1.0%
3,652
1.0%
559.0
7,993
1.0%
3,383
1.0%
564.0
8,419
1.0%
3,681
1.1%
LARGEST VALUES
850.0
137
0.0%
62
0.0%
844.0
330
0.0%
147
0.0%
839.0
641
0.1%
256
0.1%
834.0
1,241
0.2%
541
0.2%
829.0
2,102
0.3%
891
0.3%
824.0
2,604
0.3%
1,154
0.3%
819.0
3,956
0.5%
1,791
0.5%
814.0
4,759
0.6%
2,035
0.6%
809.0
5,902
0.7%
2,538
0.7%
804.0
6,836
0.8%
2,897
0.8%
799.0
7,305
0.9%
3,149
0.9%
794.0
8,847
1.1%
3,634
1.0%
789.0
8,875
1.1%
3,819
1.1%
784.0
10,118
1.2%
4,269
1.2%
779.0
10,854
1.3%
4,682
1.3%
collections_12_mths_ex_med
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
-0.07
mths_since_last_delinq
-0.06
pct_tl_nvr_dlq
-0.05
percent_bc_gt_75
-0.03
last_fico_range_high
-0.03
total_rev_hi_lim
-0.03
funded_amnt_inv
-0.02
acc_open_past_24mths
0.02
int_rate
0.02
mort_acc
-0.01
mo_sin_rcnt_rev_tl_op
-0.01
tot_hi_cred_lim
-0.01
mo_sin_old_il_acct
0.01
purpose
0.01

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
90day_worse_rating
0.09
grade
0.03
verification_status
0.02
default
0.02
initial_list_status
0.01
home_ownership
0.01
term
0.01
MOST FREQUENT VALUES
0.0
803,501
98.3%
344,380
98.3%
0.6931471805599453
12,571
1.5%
5,367
1.5%
1.0986122886681098
840
0.1%
371
0.1%
1.3862943611198906
105
0.0%
37
0.0%
1.6094379124341003
30
0.0%
17
0.0%
1.791759469228055
12
0.0%
5
0.0%
1.9459101490553132
7
0.0%
1
0.0%
2.5649493574615367
2
0.0%
0
0.0%
2.0794415416798357
2
0.0%
1
0.0%
2.70805020110221
1
0.0%
0
0.0%
3.044522437723423
1
0.0%
0
0.0%
2.302585092994046
1
0.0%
0
0.0%
2.3978952727983707
1
0.0%
1
0.0%
SMALLEST VALUES
0.0
803,501
98.3%
344,380
98.3%
0.6931471805599453
12,571
1.5%
5,367
1.5%
1.0986122886681098
840
0.1%
371
0.1%
1.3862943611198906
105
0.0%
37
0.0%
1.6094379124341003
30
0.0%
17
0.0%
1.791759469228055
12
0.0%
5
0.0%
1.9459101490553132
7
0.0%
1
0.0%
2.0794415416798357
2
0.0%
1
0.0%
2.302585092994046
1
0.0%
0
0.0%
2.3978952727983707
1
0.0%
1
0.0%
2.5649493574615367
2
0.0%
0
0.0%
2.70805020110221
1
0.0%
0
0.0%
3.044522437723423
1
0.0%
0
0.0%
LARGEST VALUES
3.044522437723423
1
0.0%
0
0.0%
2.70805020110221
1
0.0%
0
0.0%
2.5649493574615367
2
0.0%
0
0.0%
2.3978952727983707
1
0.0%
1
0.0%
2.302585092994046
1
0.0%
0
0.0%
2.0794415416798357
2
0.0%
1
0.0%
1.9459101490553132
7
0.0%
1
0.0%
1.791759469228055
12
0.0%
5
0.0%
1.6094379124341003
30
0.0%
17
0.0%
1.3862943611198906
105
0.0%
37
0.0%
1.0986122886681098
840
0.1%
371
0.1%
0.6931471805599453
12,571
1.5%
5,367
1.5%
0.0
803,501
98.3%
344,380
98.3%
total_rev_hi_lim
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.56
tot_hi_cred_lim
0.49
num_sats
0.48
num_rev_accts
0.48
num_rev_tl_bal_gt_0
0.43
funded_amnt_inv
0.42
annual_inc
0.41
total_acc
0.38
fico_range_high
0.35
pct_tl_nvr_dlq
0.27
credit_hist
0.27
mort_acc
0.24
last_fico_range_high
0.22
int_rate
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.26
home_ownership
0.21
90day_worse_rating
0.18
term
0.11
initial_list_status
0.08
default
0.06
verification_status
0.01
MOST FREQUENT VALUES
9.61587214452889
2,627
0.3%
1,073
0.3%
9.210440366976517
2,610
0.3%
1,116
0.3%
9.392745258631441
2,595
0.3%
1,072
0.3%
9.510519035757246
2,559
0.3%
1,047
0.3%
9.472781556562168
2,552
0.3%
1,109
0.3%
9.350189267092581
2,551
0.3%
1,045
0.3%
9.433563920090563
2,526
0.3%
1,040
0.3%
9.680406499268875
2,514
0.3%
1,070
0.3%
9.581972891547895
2,492
0.3%
1,106
0.3%
9.305741456739435
2,491
0.3%
1,107
0.3%
9.546884034617925
2,483
0.3%
1,145
0.3%
9.711176264112805
2,476
0.3%
1,037
0.3%
9.741027444837728
2,475
0.3%
1,039
0.3%
9.105090961257085
2,442
0.3%
1,033
0.3%
9.648659816955295
2,436
0.3%
1,079
0.3%
SMALLEST VALUES
5.303304908059076
10
0.0%
4
0.0%
5.707110264748875
67
0.0%
37
0.0%
5.993961427306569
18
0.0%
13
0.0%
6.2166061010848646
192
0.0%
73
0.0%
6.311734809152915
1
0.0%
0
0.0%
6.398594934535208
56
0.0%
27
0.0%
6.55250788703459
63
0.0%
30
0.0%
6.587550014824796
1
0.0%
0
0.0%
6.621405651764134
1
0.0%
3
0.0%
6.68586094706836
154
0.0%
82
0.0%
6.740519359606223
1
0.0%
0
0.0%
6.803505257608338
55
0.0%
31
0.0%
6.85751406254539
3
0.0%
0
0.0%
6.90875477931522
279
0.0%
99
0.0%
6.957497370876951
1
0.0%
0
0.0%
LARGEST VALUES
16.11809565095832
2
0.0%
1
0.0%
14.515203269718892
1
0.0%
0
0.0%
14.508008027507719
1
0.0%
0
0.0%
14.317921477199226
1
0.0%
0
0.0%
14.303477501457536
1
0.0%
0
0.0%
14.226693289267681
1
0.0%
0
0.0%
14.040652910344031
1
0.0%
0
0.0%
13.984832146818697
1
0.0%
0
0.0%
13.968833180761205
1
0.0%
0
0.0%
13.93196026068278
1
0.0%
0
0.0%
13.928125595828362
1
0.0%
0
0.0%
13.905854791478927
1
0.0%
0
0.0%
13.896538318775164
1
0.0%
0
0.0%
13.874534841098058
1
0.0%
0
0.0%
13.849236394202903
1
0.0%
0
0.0%
acc_open_past_24mths
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
0.48
mo_sin_rcnt_tl
-0.45
total_acc
0.42
mo_sin_rcnt_rev_tl_op
-0.41
num_rev_accts
0.38
mths_since_recent_bc
-0.34
num_rev_tl_bal_gt_0
0.32
num_il_tl
0.25
int_rate
0.20
total_il_high_credit_limit
0.18
percent_bc_gt_75
-0.16
tot_hi_cred_lim
0.15
dti
0.14
total_rev_hi_lim
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.21
default
0.10
90day_worse_rating
0.08
verification_status
0.08
home_ownership
0.06
term
0.05
initial_list_status
0.01
MOST FREQUENT VALUES
3.0
119,450
14.6%
51,321
14.7%
4.0
115,441
14.1%
49,347
14.1%
2.0
104,406
12.8%
44,728
12.8%
5.0
100,073
12.2%
43,178
12.3%
6.0
79,996
9.8%
34,238
9.8%
1.0
71,220
8.7%
30,609
8.7%
7.0
60,484
7.4%
25,786
7.4%
8.0
43,251
5.3%
18,539
5.3%
0.0
29,974
3.7%
12,663
3.6%
9.0
29,966
3.7%
12,874
3.7%
10.0
20,450
2.5%
8,725
2.5%
11.0
13,742
1.7%
5,867
1.7%
12.0
9,172
1.1%
3,896
1.1%
13.0
6,058
0.7%
2,597
0.7%
14.0
4,136
0.5%
1,841
0.5%
SMALLEST VALUES
0.0
29,974
3.7%
12,663
3.6%
1.0
71,220
8.7%
30,609
8.7%
2.0
104,406
12.8%
44,728
12.8%
3.0
119,450
14.6%
51,321
14.7%
4.0
115,441
14.1%
49,347
14.1%
5.0
100,073
12.2%
43,178
12.3%
6.0
79,996
9.8%
34,238
9.8%
7.0
60,484
7.4%
25,786
7.4%
8.0
43,251
5.3%
18,539
5.3%
9.0
29,966
3.7%
12,874
3.7%
10.0
20,450
2.5%
8,725
2.5%
11.0
13,742
1.7%
5,867
1.7%
12.0
9,172
1.1%
3,896
1.1%
13.0
6,058
0.7%
2,597
0.7%
14.0
4,136
0.5%
1,841
0.5%
LARGEST VALUES
56.0
1
0.0%
0
0.0%
50.0
1
0.0%
1
0.0%
49.0
2
0.0%
0
0.0%
48.0
1
0.0%
0
0.0%
47.0
1
0.0%
1
0.0%
46.0
3
0.0%
2
0.0%
42.0
3
0.0%
2
0.0%
41.0
1
0.0%
0
0.0%
40.0
6
0.0%
0
0.0%
39.0
6
0.0%
0
0.0%
38.0
3
0.0%
1
0.0%
37.0
4
0.0%
3
0.0%
36.0
4
0.0%
3
0.0%
35.0
7
0.0%
3
0.0%
34.0
7
0.0%
5
0.0%
bc_open_to_buy
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
-0.65
total_rev_hi_lim
0.56
fico_range_high
0.42
int_rate
-0.29
num_rev_accts
0.28
num_sats
0.27
last_fico_range_high
0.22
tot_hi_cred_lim
0.22
mths_since_recent_bc
-0.21
total_acc
0.19
funded_amnt_inv
0.19
annual_inc
0.19
acc_open_past_24mths
0.14
pct_tl_nvr_dlq
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.32
initial_list_status
0.10
home_ownership
0.08
default
0.08
90day_worse_rating
0.08
verification_status
0.08
term
0.01
MOST FREQUENT VALUES
0.0
13,635
1.7%
5,834
1.7%
7.601402334583733
756
0.1%
328
0.1%
6.2166061010848646
735
0.1%
344
0.1%
6.90875477931522
684
0.1%
290
0.1%
8.006700845440367
659
0.1%
246
0.1%
7.824445930877619
588
0.1%
228
0.1%
7.313886831633462
562
0.1%
230
0.1%
8.517393171418904
520
0.1%
214
0.1%
8.160803920954665
452
0.1%
214
0.1%
8.294299608857235
448
0.1%
214
0.1%
5.707110264748875
408
0.0%
170
0.0%
6.68586094706836
365
0.0%
143
0.0%
8.412054873292933
325
0.0%
155
0.0%
8.699681400989514
308
0.0%
129
0.0%
5.303304908059076
287
0.0%
99
0.0%
SMALLEST VALUES
0.0
13,635
1.7%
5,834
1.7%
0.6931471805599453
165
0.0%
68
0.0%
1.0986122886681098
142
0.0%
58
0.0%
1.3862943611198906
157
0.0%
79
0.0%
1.6094379124341003
162
0.0%
72
0.0%
1.791759469228055
161
0.0%
65
0.0%
1.9459101490553132
155
0.0%
65
0.0%
2.0794415416798357
167
0.0%
73
0.0%
2.1972245773362196
166
0.0%
73
0.0%
2.302585092994046
181
0.0%
73
0.0%
2.3978952727983707
184
0.0%
63
0.0%
2.4849066497880004
181
0.0%
81
0.0%
2.5649493574615367
159
0.0%
86
0.0%
2.6390573296152584
195
0.0%
61
0.0%
2.70805020110221
165
0.0%
70
0.0%
LARGEST VALUES
13.11724228697603
1
0.0%
0
0.0%
12.713429259232418
1
0.0%
0
0.0%
12.69928302792612
1
0.0%
0
0.0%
12.695799242036568
1
0.0%
0
0.0%
12.681548773303149
1
0.0%
0
0.0%
12.607432672644457
1
0.0%
0
0.0%
12.588037097052743
1
0.0%
0
0.0%
12.585956663134999
1
0.0%
0
0.0%
12.557088607592227
1
0.0%
0
0.0%
12.555693769674466
1
0.0%
0
0.0%
12.550428014171361
1
0.0%
0
0.0%
12.549438920706484
1
0.0%
0
0.0%
12.528949308322709
1
0.0%
0
0.0%
12.515166344262386
1
0.0%
0
0.0%
12.505276832737348
1
0.0%
0
0.0%
mo_sin_old_il_acct
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
credit_hist
0.36
total_acc
0.34
num_il_tl
0.33
tot_hi_cred_lim
0.22
annual_inc
0.20
mort_acc
0.19
mths_since_last_delinq
-0.15
num_rev_accts
0.14
num_sats
0.14
funded_amnt_inv
0.13
emp_length
0.12
total_rev_hi_lim
0.12
pct_tl_nvr_dlq
-0.10
total_il_high_credit_limit
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.15
90day_worse_rating
0.13
grade
0.07
term
0.06
default
0.03
initial_list_status
0.02
verification_status
0.00
MOST FREQUENT VALUES
127.0
10,113
1.2%
4,262
1.2%
126.0
10,007
1.2%
4,263
1.2%
128.0
9,940
1.2%
4,275
1.2%
125.0
9,933
1.2%
4,377
1.2%
130.0
9,926
1.2%
4,298
1.2%
124.0
9,916
1.2%
4,240
1.2%
129.0
9,907
1.2%
4,199
1.2%
122.0
9,873
1.2%
4,244
1.2%
132.0
9,823
1.2%
4,189
1.2%
123.0
9,710
1.2%
4,216
1.2%
121.0
9,699
1.2%
4,241
1.2%
133.0
9,655
1.2%
4,075
1.2%
131.0
9,654
1.2%
4,186
1.2%
120.0
9,532
1.2%
4,163
1.2%
134.0
9,506
1.2%
4,060
1.2%
SMALLEST VALUES
0.0
7
0.0%
4
0.0%
1.0
228
0.0%
100
0.0%
2.0
417
0.1%
184
0.1%
3.0
588
0.1%
259
0.1%
4.0
664
0.1%
264
0.1%
5.0
680
0.1%
281
0.1%
6.0
778
0.1%
327
0.1%
7.0
1,011
0.1%
416
0.1%
8.0
1,116
0.1%
485
0.1%
9.0
1,137
0.1%
462
0.1%
10.0
1,121
0.1%
475
0.1%
11.0
1,206
0.1%
496
0.1%
12.0
1,177
0.1%
513
0.1%
13.0
1,568
0.2%
611
0.2%
14.0
1,547
0.2%
659
0.2%
LARGEST VALUES
999.0
1
0.0%
0
0.0%
822.0
1
0.0%
0
0.0%
724.0
1
0.0%
0
0.0%
687.0
1
0.0%
0
0.0%
665.0
1
0.0%
0
0.0%
651.0
1
0.0%
0
0.0%
649.0
1
0.0%
0
0.0%
640.0
1
0.0%
0
0.0%
609.0
1
0.0%
0
0.0%
555.0
1
0.0%
0
0.0%
549.0
1
0.0%
0
0.0%
545.0
1
0.0%
0
0.0%
534.0
2
0.0%
1
0.0%
530.0
1
0.0%
0
0.0%
522.0
2
0.0%
0
0.0%
mo_sin_rcnt_rev_tl_op
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.61
mo_sin_rcnt_tl
0.60
acc_open_past_24mths
-0.41
num_rev_accts
-0.24
num_sats
-0.23
num_rev_tl_bal_gt_0
-0.22
total_acc
-0.17
percent_bc_gt_75
0.12
bc_open_to_buy
-0.12
int_rate
-0.11
fico_range_high
0.10
last_fico_range_high
0.09
total_rev_hi_lim
-0.09
credit_hist
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.12
default
0.06
90day_worse_rating
0.05
verification_status
0.02
initial_list_status
0.01
home_ownership
0.01
term
0.00
MOST FREQUENT VALUES
2.0
66,784
8.2%
28,769
8.2%
3.0
63,875
7.8%
27,052
7.7%
4.0
57,520
7.0%
24,656
7.0%
1.0
54,907
6.7%
23,445
6.7%
5.0
51,149
6.3%
21,887
6.3%
6.0
45,396
5.6%
19,599
5.6%
7.0
41,930
5.1%
18,221
5.2%
8.0
37,437
4.6%
15,950
4.6%
9.0
33,197
4.1%
14,212
4.1%
10.0
29,897
3.7%
12,774
3.6%
11.0
27,363
3.3%
11,676
3.3%
12.0
25,063
3.1%
10,922
3.1%
13.0
22,922
2.8%
10,029
2.9%
14.0
20,312
2.5%
8,744
2.5%
15.0
17,792
2.2%
7,569
2.2%
SMALLEST VALUES
0.0
13,162
1.6%
5,633
1.6%
1.0
54,907
6.7%
23,445
6.7%
2.0
66,784
8.2%
28,769
8.2%
3.0
63,875
7.8%
27,052
7.7%
4.0
57,520
7.0%
24,656
7.0%
5.0
51,149
6.3%
21,887
6.3%
6.0
45,396
5.6%
19,599
5.6%
7.0
41,930
5.1%
18,221
5.2%
8.0
37,437
4.6%
15,950
4.6%
9.0
33,197
4.1%
14,212
4.1%
10.0
29,897
3.7%
12,774
3.6%
11.0
27,363
3.3%
11,676
3.3%
12.0
25,063
3.1%
10,922
3.1%
13.0
22,922
2.8%
10,029
2.9%
14.0
20,312
2.5%
8,744
2.5%
LARGEST VALUES
372.0
1
0.0%
0
0.0%
343.0
1
0.0%
0
0.0%
330.0
1
0.0%
0
0.0%
326.0
1
0.0%
0
0.0%
324.0
1
0.0%
0
0.0%
315.0
1
0.0%
1
0.0%
302.0
1
0.0%
0
0.0%
293.0
1
0.0%
0
0.0%
292.0
1
0.0%
0
0.0%
290.0
1
0.0%
1
0.0%
280.0
1
0.0%
0
0.0%
278.0
1
0.0%
0
0.0%
272.0
1
0.0%
0
0.0%
270.0
1
0.0%
0
0.0%
269.0
1
0.0%
0
0.0%
mo_sin_rcnt_tl
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.60
acc_open_past_24mths
-0.45
mths_since_recent_bc
0.37
num_sats
-0.22
total_acc
-0.20
total_il_high_credit_limit
-0.18
num_rev_accts
-0.17
num_rev_tl_bal_gt_0
-0.14
int_rate
-0.14
percent_bc_gt_75
0.12
num_il_tl
-0.11
tot_hi_cred_lim
-0.10
last_fico_range_high
0.09
dti
-0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.15
default
0.06
90day_worse_rating
0.05
home_ownership
0.05
verification_status
0.03
term
0.02
initial_list_status
0.00
MOST FREQUENT VALUES
2.0
92,991
11.4%
39,946
11.4%
3.0
89,684
11.0%
38,083
10.9%
4.0
78,520
9.6%
33,874
9.7%
1.0
72,029
8.8%
30,718
8.8%
5.0
67,528
8.3%
28,772
8.2%
6.0
58,350
7.1%
25,170
7.2%
7.0
52,102
6.4%
22,502
6.4%
8.0
43,941
5.4%
18,857
5.4%
9.0
36,410
4.5%
15,617
4.5%
10.0
30,459
3.7%
13,023
3.7%
11.0
26,096
3.2%
11,117
3.2%
12.0
22,322
2.7%
9,703
2.8%
13.0
19,156
2.3%
8,204
2.3%
14.0
15,449
1.9%
6,707
1.9%
0.0
13,657
1.7%
5,823
1.7%
SMALLEST VALUES
0.0
13,657
1.7%
5,823
1.7%
1.0
72,029
8.8%
30,718
8.8%
2.0
92,991
11.4%
39,946
11.4%
3.0
89,684
11.0%
38,083
10.9%
4.0
78,520
9.6%
33,874
9.7%
5.0
67,528
8.3%
28,772
8.2%
6.0
58,350
7.1%
25,170
7.2%
7.0
52,102
6.4%
22,502
6.4%
8.0
43,941
5.4%
18,857
5.4%
9.0
36,410
4.5%
15,617
4.5%
10.0
30,459
3.7%
13,023
3.7%
11.0
26,096
3.2%
11,117
3.2%
12.0
22,322
2.7%
9,703
2.8%
13.0
19,156
2.3%
8,204
2.3%
14.0
15,449
1.9%
6,707
1.9%
LARGEST VALUES
194.0
1
0.0%
0
0.0%
192.0
1
0.0%
0
0.0%
184.0
1
0.0%
0
0.0%
155.0
1
0.0%
0
0.0%
154.0
2
0.0%
0
0.0%
151.0
1
0.0%
0
0.0%
148.0
1
0.0%
0
0.0%
147.0
2
0.0%
0
0.0%
146.0
1
0.0%
0
0.0%
143.0
1
0.0%
1
0.0%
142.0
1
0.0%
0
0.0%
136.0
1
0.0%
2
0.0%
135.0
4
0.0%
1
0.0%
133.0
1
0.0%
2
0.0%
132.0
1
0.0%
1
0.0%
mort_acc
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.54
total_acc
0.36
annual_inc
0.34
credit_hist
0.28
total_rev_hi_lim
0.24
funded_amnt_inv
0.22
num_rev_accts
0.22
mo_sin_old_il_acct
0.19
emp_length
0.17
last_fico_range_high
0.12
mths_since_last_delinq
-0.12
num_sats
0.11
fico_range_high
0.10
bc_open_to_buy
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.49
term
0.10
grade
0.09
90day_worse_rating
0.09
default
0.07
verification_status
0.01
initial_list_status
0.01
MOST FREQUENT VALUES
0.0
323,413
39.6%
138,745
39.6%
1.0
142,738
17.5%
60,999
17.4%
2.0
120,432
14.7%
51,099
14.6%
3.0
88,824
10.9%
38,469
11.0%
4.0
60,770
7.4%
26,345
7.5%
5.0
37,213
4.6%
15,952
4.6%
6.0
21,074
2.6%
9,043
2.6%
7.0
11,026
1.3%
4,602
1.3%
8.0
5,503
0.7%
2,274
0.6%
9.0
2,718
0.3%
1,238
0.4%
10.0
1,432
0.2%
602
0.2%
11.0
783
0.1%
349
0.1%
12.0
424
0.1%
181
0.1%
13.0
230
0.0%
93
0.0%
14.0
170
0.0%
54
0.0%
SMALLEST VALUES
0.0
323,413
39.6%
138,745
39.6%
1.0
142,738
17.5%
60,999
17.4%
2.0
120,432
14.7%
51,099
14.6%
3.0
88,824
10.9%
38,469
11.0%
4.0
60,770
7.4%
26,345
7.5%
5.0
37,213
4.6%
15,952
4.6%
6.0
21,074
2.6%
9,043
2.6%
7.0
11,026
1.3%
4,602
1.3%
8.0
5,503
0.7%
2,274
0.6%
9.0
2,718
0.3%
1,238
0.4%
10.0
1,432
0.2%
602
0.2%
11.0
783
0.1%
349
0.1%
12.0
424
0.1%
181
0.1%
13.0
230
0.0%
93
0.0%
14.0
170
0.0%
54
0.0%
LARGEST VALUES
37.0
1
0.0%
1
0.0%
36.0
1
0.0%
0
0.0%
34.0
2
0.0%
1
0.0%
32.0
1
0.0%
1
0.0%
31.0
1
0.0%
1
0.0%
30.0
2
0.0%
0
0.0%
29.0
3
0.0%
1
0.0%
28.0
2
0.0%
1
0.0%
27.0
6
0.0%
1
0.0%
26.0
5
0.0%
1
0.0%
25.0
6
0.0%
3
0.0%
24.0
11
0.0%
4
0.0%
23.0
5
0.0%
4
0.0%
22.0
9
0.0%
4
0.0%
21.0
8
0.0%
6
0.0%
mths_since_recent_bc
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.61
mo_sin_rcnt_tl
0.37
acc_open_past_24mths
-0.34
bc_open_to_buy
-0.21
num_sats
-0.20
num_rev_tl_bal_gt_0
-0.20
num_rev_accts
-0.19
percent_bc_gt_75
0.15
total_acc
-0.12
credit_hist
0.09
int_rate
-0.09
total_rev_hi_lim
-0.09
last_fico_range_high
0.08
fico_range_high
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.09
default
0.05
home_ownership
0.03
verification_status
0.02
90day_worse_rating
0.01
initial_list_status
0.01
term
0.00
MOST FREQUENT VALUES
3.0
40,949
5.0%
17,411
5.0%
2.0
40,203
4.9%
17,339
5.0%
4.0
39,029
4.8%
16,571
4.7%
5.0
36,349
4.4%
15,472
4.4%
6.0
33,734
4.1%
14,692
4.2%
7.0
32,259
3.9%
14,119
4.0%
8.0
30,365
3.7%
12,924
3.7%
9.0
28,317
3.5%
11,997
3.4%
1.0
27,174
3.3%
11,588
3.3%
10.0
26,284
3.2%
11,338
3.2%
11.0
25,238
3.1%
10,796
3.1%
12.0
23,873
2.9%
10,398
3.0%
13.0
22,955
2.8%
10,062
2.9%
14.0
21,696
2.7%
9,312
2.7%
15.0
19,957
2.4%
8,376
2.4%
SMALLEST VALUES
0.0
5,239
0.6%
2,224
0.6%
1.0
27,174
3.3%
11,588
3.3%
2.0
40,203
4.9%
17,339
5.0%
3.0
40,949
5.0%
17,411
5.0%
4.0
39,029
4.8%
16,571
4.7%
5.0
36,349
4.4%
15,472
4.4%
6.0
33,734
4.1%
14,692
4.2%
7.0
32,259
3.9%
14,119
4.0%
8.0
30,365
3.7%
12,924
3.7%
9.0
28,317
3.5%
11,997
3.4%
10.0
26,284
3.2%
11,338
3.2%
11.0
25,238
3.1%
10,796
3.1%
12.0
23,873
2.9%
10,398
3.0%
13.0
22,955
2.8%
10,062
2.9%
14.0
21,696
2.7%
9,312
2.7%
LARGEST VALUES
639.0
1
0.0%
0
0.0%
611.0
1
0.0%
0
0.0%
577.0
1
0.0%
0
0.0%
562.0
1
0.0%
0
0.0%
553.0
1
0.0%
0
0.0%
538.0
1
0.0%
1
0.0%
533.0
1
0.0%
0
0.0%
527.0
1
0.0%
0
0.0%
524.0
1
0.0%
0
0.0%
521.0
1
0.0%
1
0.0%
518.0
1
0.0%
0
0.0%
513.0
1
0.0%
0
0.0%
512.0
1
0.0%
0
0.0%
506.0
1
0.0%
0
0.0%
502.0
2
0.0%
0
0.0%
num_il_tl
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.67
num_sats
0.39
total_il_high_credit_limit
0.35
mo_sin_old_il_acct
0.33
tot_hi_cred_lim
0.26
acc_open_past_24mths
0.25
dti
0.21
annual_inc
0.17
mo_sin_rcnt_tl
-0.11
mths_since_last_delinq
-0.10
funded_amnt_inv
0.07
num_rev_accts
0.07
mort_acc
0.06
emp_length
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
90day_worse_rating
0.08
term
0.07
home_ownership
0.06
grade
0.03
initial_list_status
0.02
default
0.01
verification_status
0.00
MOST FREQUENT VALUES
4.0
72,102
8.8%
30,970
8.8%
3.0
71,381
8.7%
30,665
8.8%
5.0
68,781
8.4%
29,520
8.4%
2.0
64,403
7.9%
27,822
7.9%
6.0
63,793
7.8%
27,097
7.7%
7.0
57,080
7.0%
24,398
7.0%
8.0
50,437
6.2%
21,651
6.2%
1.0
49,364
6.0%
20,956
6.0%
9.0
43,357
5.3%
18,807
5.4%
10.0
38,222
4.7%
15,973
4.6%
11.0
32,599
4.0%
13,795
3.9%
12.0
27,546
3.4%
12,112
3.5%
13.0
23,790
2.9%
10,219
2.9%
14.0
20,492
2.5%
8,708
2.5%
15.0
17,524
2.1%
7,507
2.1%
SMALLEST VALUES
0.0
64
0.0%
30
0.0%
1.0
49,364
6.0%
20,956
6.0%
2.0
64,403
7.9%
27,822
7.9%
3.0
71,381
8.7%
30,665
8.8%
4.0
72,102
8.8%
30,970
8.8%
5.0
68,781
8.4%
29,520
8.4%
6.0
63,793
7.8%
27,097
7.7%
7.0
57,080
7.0%
24,398
7.0%
8.0
50,437
6.2%
21,651
6.2%
9.0
43,357
5.3%
18,807
5.4%
10.0
38,222
4.7%
15,973
4.6%
11.0
32,599
4.0%
13,795
3.9%
12.0
27,546
3.4%
12,112
3.5%
13.0
23,790
2.9%
10,219
2.9%
14.0
20,492
2.5%
8,708
2.5%
LARGEST VALUES
159.0
1
0.0%
0
0.0%
150.0
1
0.0%
0
0.0%
138.0
1
0.0%
0
0.0%
131.0
1
0.0%
0
0.0%
128.0
1
0.0%
0
0.0%
121.0
1
0.0%
0
0.0%
118.0
1
0.0%
0
0.0%
110.0
1
0.0%
0
0.0%
107.0
1
0.0%
0
0.0%
104.0
2
0.0%
0
0.0%
101.0
2
0.0%
0
0.0%
100.0
1
0.0%
0
0.0%
99.0
1
0.0%
0
0.0%
98.0
3
0.0%
0
0.0%
97.0
4
0.0%
1
0.0%
num_rev_accts
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.76
num_sats
0.63
num_rev_tl_bal_gt_0
0.56
total_rev_hi_lim
0.48
acc_open_past_24mths
0.38
credit_hist
0.31
bc_open_to_buy
0.28
mo_sin_rcnt_rev_tl_op
-0.24
tot_hi_cred_lim
0.23
mort_acc
0.22
mths_since_recent_bc
-0.19
annual_inc
0.18
mo_sin_rcnt_tl
-0.17
funded_amnt_inv
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
90day_worse_rating
0.08
grade
0.06
term
0.05
verification_status
0.01
default
0.00
initial_list_status
0.00
MOST FREQUENT VALUES
10.0
48,038
5.9%
20,404
5.8%
11.0
47,871
5.9%
20,431
5.8%
12.0
46,899
5.7%
19,849
5.7%
9.0
46,764
5.7%
19,942
5.7%
13.0
44,728
5.5%
19,127
5.5%
8.0
44,304
5.4%
18,900
5.4%
14.0
41,834
5.1%
17,895
5.1%
7.0
40,892
5.0%
17,473
5.0%
15.0
39,416
4.8%
16,664
4.8%
16.0
36,446
4.5%
15,570
4.4%
6.0
35,049
4.3%
15,214
4.3%
17.0
33,288
4.1%
14,261
4.1%
18.0
29,702
3.6%
12,918
3.7%
5.0
27,772
3.4%
11,979
3.4%
19.0
27,289
3.3%
11,661
3.3%
SMALLEST VALUES
1.0
9
0.0%
1
0.0%
2.0
4,919
0.6%
2,110
0.6%
3.0
11,956
1.5%
5,246
1.5%
4.0
20,012
2.4%
8,665
2.5%
5.0
27,772
3.4%
11,979
3.4%
6.0
35,049
4.3%
15,214
4.3%
7.0
40,892
5.0%
17,473
5.0%
8.0
44,304
5.4%
18,900
5.4%
9.0
46,764
5.7%
19,942
5.7%
10.0
48,038
5.9%
20,404
5.8%
11.0
47,871
5.9%
20,431
5.8%
12.0
46,899
5.7%
19,849
5.7%
13.0
44,728
5.5%
19,127
5.5%
14.0
41,834
5.1%
17,895
5.1%
15.0
39,416
4.8%
16,664
4.8%
LARGEST VALUES
128.0
1
0.0%
0
0.0%
127.0
1
0.0%
0
0.0%
113.0
1
0.0%
0
0.0%
112.0
1
0.0%
0
0.0%
107.0
1
0.0%
0
0.0%
105.0
1
0.0%
1
0.0%
104.0
2
0.0%
0
0.0%
103.0
2
0.0%
0
0.0%
102.0
1
0.0%
0
0.0%
101.0
1
0.0%
1
0.0%
96.0
1
0.0%
2
0.0%
94.0
2
0.0%
0
0.0%
93.0
2
0.0%
0
0.0%
92.0
3
0.0%
2
0.0%
91.0
1
0.0%
2
0.0%
num_rev_tl_bal_gt_0
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
0.66
num_rev_accts
0.56
total_rev_hi_lim
0.43
total_acc
0.39
acc_open_past_24mths
0.32
dti
0.26
mo_sin_rcnt_rev_tl_op
-0.22
mths_since_recent_bc
-0.20
fico_range_high
-0.19
tot_hi_cred_lim
0.16
credit_hist
0.15
funded_amnt_inv
0.15
mo_sin_rcnt_tl
-0.14
annual_inc
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.10
home_ownership
0.07
default
0.07
term
0.05
verification_status
0.05
initial_list_status
0.02
90day_worse_rating
0.01
MOST FREQUENT VALUES
4.0
127,275
15.6%
54,251
15.5%
5.0
117,915
14.4%
50,439
14.4%
3.0
114,188
14.0%
49,162
14.0%
6.0
96,890
11.9%
41,583
11.9%
7.0
74,888
9.2%
31,907
9.1%
2.0
73,707
9.0%
32,046
9.2%
8.0
54,854
6.7%
23,518
6.7%
9.0
39,240
4.8%
16,654
4.8%
10.0
27,406
3.4%
11,725
3.3%
1.0
25,895
3.2%
11,069
3.2%
11.0
18,871
2.3%
8,042
2.3%
12.0
13,213
1.6%
5,667
1.6%
13.0
9,059
1.1%
3,908
1.1%
14.0
6,271
0.8%
2,784
0.8%
15.0
4,473
0.5%
1,874
0.5%
SMALLEST VALUES
0.0
2,455
0.3%
1,050
0.3%
1.0
25,895
3.2%
11,069
3.2%
2.0
73,707
9.0%
32,046
9.2%
3.0
114,188
14.0%
49,162
14.0%
4.0
127,275
15.6%
54,251
15.5%
5.0
117,915
14.4%
50,439
14.4%
6.0
96,890
11.9%
41,583
11.9%
7.0
74,888
9.2%
31,907
9.1%
8.0
54,854
6.7%
23,518
6.7%
9.0
39,240
4.8%
16,654
4.8%
10.0
27,406
3.4%
11,725
3.3%
11.0
18,871
2.3%
8,042
2.3%
12.0
13,213
1.6%
5,667
1.6%
13.0
9,059
1.1%
3,908
1.1%
14.0
6,271
0.8%
2,784
0.8%
LARGEST VALUES
45.0
1
0.0%
0
0.0%
44.0
1
0.0%
0
0.0%
43.0
2
0.0%
1
0.0%
42.0
2
0.0%
1
0.0%
39.0
4
0.0%
1
0.0%
38.0
2
0.0%
3
0.0%
37.0
6
0.0%
0
0.0%
36.0
2
0.0%
3
0.0%
35.0
10
0.0%
1
0.0%
34.0
8
0.0%
4
0.0%
33.0
8
0.0%
6
0.0%
32.0
10
0.0%
9
0.0%
31.0
19
0.0%
10
0.0%
30.0
30
0.0%
7
0.0%
29.0
41
0.0%
24
0.0%
num_sats
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.69
num_rev_tl_bal_gt_0
0.66
num_rev_accts
0.63
total_rev_hi_lim
0.48
acc_open_past_24mths
0.48
num_il_tl
0.39
tot_hi_cred_lim
0.37
dti
0.28
bc_open_to_buy
0.27
total_il_high_credit_limit
0.23
mo_sin_rcnt_rev_tl_op
-0.23
annual_inc
0.22
mo_sin_rcnt_tl
-0.22
mths_since_recent_bc
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.12
term
0.07
grade
0.04
default
0.03
initial_list_status
0.03
90day_worse_rating
0.01
verification_status
0.00
MOST FREQUENT VALUES
9.0
72,893
8.9%
31,383
9.0%
10.0
71,836
8.8%
30,505
8.7%
8.0
69,258
8.5%
29,658
8.5%
11.0
66,545
8.1%
28,389
8.1%
7.0
60,636
7.4%
26,344
7.5%
12.0
59,786
7.3%
25,597
7.3%
13.0
52,504
6.4%
22,447
6.4%
6.0
49,477
6.1%
21,039
6.0%
14.0
44,947
5.5%
19,033
5.4%
15.0
37,688
4.6%
16,011
4.6%
5.0
34,308
4.2%
14,668
4.2%
16.0
31,612
3.9%
13,487
3.9%
17.0
25,974
3.2%
11,238
3.2%
18.0
21,420
2.6%
9,349
2.7%
4.0
19,208
2.4%
8,249
2.4%
SMALLEST VALUES
1.0
156
0.0%
82
0.0%
2.0
1,699
0.2%
818
0.2%
3.0
7,487
0.9%
3,166
0.9%
4.0
19,208
2.4%
8,249
2.4%
5.0
34,308
4.2%
14,668
4.2%
6.0
49,477
6.1%
21,039
6.0%
7.0
60,636
7.4%
26,344
7.5%
8.0
69,258
8.5%
29,658
8.5%
9.0
72,893
8.9%
31,383
9.0%
10.0
71,836
8.8%
30,505
8.7%
11.0
66,545
8.1%
28,389
8.1%
12.0
59,786
7.3%
25,597
7.3%
13.0
52,504
6.4%
22,447
6.4%
14.0
44,947
5.5%
19,033
5.4%
15.0
37,688
4.6%
16,011
4.6%
LARGEST VALUES
81.0
1
0.0%
0
0.0%
80.0
1
0.0%
0
0.0%
79.0
1
0.0%
0
0.0%
77.0
1
0.0%
0
0.0%
76.0
2
0.0%
1
0.0%
75.0
2
0.0%
0
0.0%
74.0
1
0.0%
1
0.0%
72.0
1
0.0%
0
0.0%
71.0
1
0.0%
0
0.0%
70.0
1
0.0%
0
0.0%
68.0
1
0.0%
0
0.0%
67.0
1
0.0%
2
0.0%
66.0
1
0.0%
0
0.0%
65.0
4
0.0%
0
0.0%
64.0
3
0.0%
0
0.0%
pct_tl_nvr_dlq
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_delinq
0.62
fico_range_high
0.30
total_rev_hi_lim
0.27
bc_open_to_buy
0.13
num_sats
0.12
last_fico_range_high
0.11
mo_sin_old_il_acct
-0.10
dti
0.10
credit_hist
-0.10
num_rev_tl_bal_gt_0
0.10
funded_amnt_inv
0.10
int_rate
-0.07
acc_open_past_24mths
0.06
purpose
-0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
90day_worse_rating
0.57
grade
0.11
term
0.05
verification_status
0.01
default
0.01
home_ownership
0.01
initial_list_status
0.00
MOST FREQUENT VALUES
100.0
398,297
48.7%
171,061
48.8%
95.0
12,351
1.5%
5,220
1.5%
90.0
11,603
1.4%
4,933
1.4%
96.0
11,212
1.4%
4,940
1.4%
90.9
8,078
1.0%
3,401
1.0%
91.7
8,053
1.0%
3,461
1.0%
92.3
7,990
1.0%
3,513
1.0%
92.9
7,824
1.0%
3,402
1.0%
88.9
7,762
0.9%
3,275
0.9%
93.3
7,635
0.9%
3,184
0.9%
87.5
7,457
0.9%
3,270
0.9%
97.0
7,385
0.9%
3,174
0.9%
94.1
7,333
0.9%
3,081
0.9%
85.7
7,310
0.9%
3,213
0.9%
94.4
7,184
0.9%
2,977
0.9%
SMALLEST VALUES
7.1
1
0.0%
0
0.0%
10.0
1
0.0%
0
0.0%
10.5
1
0.0%
0
0.0%
10.7
2
0.0%
0
0.0%
11.1
1
0.0%
0
0.0%
12.5
3
0.0%
0
0.0%
13.0
1
0.0%
0
0.0%
13.3
1
0.0%
1
0.0%
14.3
1
0.0%
6
0.0%
14.8
1
0.0%
0
0.0%
15.4
1
0.0%
0
0.0%
15.8
1
0.0%
0
0.0%
16.0
1
0.0%
0
0.0%
16.7
7
0.0%
2
0.0%
17.0
1
0.0%
0
0.0%
LARGEST VALUES
100.0
398,297
48.7%
171,061
48.8%
99.3
1
0.0%
0
0.0%
99.2
2
0.0%
2
0.0%
99.1
3
0.0%
1
0.0%
99.0
43
0.0%
16
0.0%
98.9
36
0.0%
15
0.0%
98.8
48
0.0%
27
0.0%
98.7
102
0.0%
29
0.0%
98.6
183
0.0%
102
0.0%
98.5
290
0.0%
87
0.0%
98.4
544
0.1%
219
0.1%
98.3
549
0.1%
269
0.1%
98.2
825
0.1%
328
0.1%
98.1
1,115
0.1%
468
0.1%
98.0
2,658
0.3%
1,132
0.3%
percent_bc_gt_75
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
-0.65
fico_range_high
-0.41
int_rate
0.25
total_rev_hi_lim
-0.18
last_fico_range_high
-0.17
dti
0.17
acc_open_past_24mths
-0.16
mths_since_recent_bc
0.15
num_rev_accts
-0.12
mo_sin_rcnt_rev_tl_op
0.12
mo_sin_rcnt_tl
0.12
num_rev_tl_bal_gt_0
0.10
num_sats
-0.10
purpose
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
0.28
verification_status
0.10
initial_list_status
0.09
default
0.07
term
0.05
home_ownership
0.04
90day_worse_rating
0.02
MOST FREQUENT VALUES
0.0
195,348
23.9%
83,668
23.9%
100.0
149,803
18.3%
64,214
18.3%
50.0
91,825
11.2%
39,412
11.3%
33.3
56,415
6.9%
24,363
7.0%
66.7
55,154
6.8%
23,571
6.7%
25.0
36,654
4.5%
15,554
4.4%
75.0
31,711
3.9%
13,537
3.9%
20.0
23,729
2.9%
10,165
2.9%
40.0
21,887
2.7%
9,504
2.7%
60.0
19,510
2.4%
8,453
2.4%
80.0
17,107
2.1%
7,229
2.1%
16.7
15,401
1.9%
6,423
1.8%
14.3
9,708
1.2%
4,115
1.2%
83.3
8,943
1.1%
3,772
1.1%
28.6
8,308
1.0%
3,640
1.0%
SMALLEST VALUES
0.0
195,348
23.9%
83,668
23.9%
0.14
1
0.0%
1
0.0%
0.2
8
0.0%
2
0.0%
0.25
9
0.0%
10
0.0%
0.29
2
0.0%
0
0.0%
0.33
34
0.0%
16
0.0%
0.38
3
0.0%
1
0.0%
0.4
7
0.0%
3
0.0%
0.43
4
0.0%
0
0.0%
0.5
61
0.0%
24
0.0%
0.57
2
0.0%
1
0.0%
0.6
8
0.0%
0
0.0%
0.63
1
0.0%
0
0.0%
0.67
37
0.0%
25
0.0%
0.71
1
0.0%
2
0.0%
LARGEST VALUES
100.0
149,803
18.3%
64,214
18.3%
95.8
1
0.0%
0
0.0%
95.5
2
0.0%
0
0.0%
95.0
1
0.0%
0
0.0%
94.7
1
0.0%
2
0.0%
94.4
3
0.0%
1
0.0%
94.1
6
0.0%
4
0.0%
93.8
3
0.0%
1
0.0%
93.7
9
0.0%
8
0.0%
93.3
25
0.0%
9
0.0%
92.9
38
0.0%
17
0.0%
92.3
78
0.0%
35
0.0%
91.7
162
0.0%
73
0.0%
91.3
1
0.0%
0
0.0%
90.9
321
0.0%
135
0.0%
tot_hi_cred_lim
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.56
mort_acc
0.54
total_rev_hi_lim
0.49
total_acc
0.41
num_sats
0.37
funded_amnt_inv
0.36
total_il_high_credit_limit
0.29
num_il_tl
0.26
fico_range_high
0.23
num_rev_accts
0.23
mo_sin_old_il_acct
0.22
bc_open_to_buy
0.22
credit_hist
0.21
last_fico_range_high
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.60
grade
0.17
term
0.14
default
0.08
initial_list_status
0.06
90day_worse_rating
0.03
verification_status
0.01
MOST FREQUENT VALUES
9.798182590890704
204
0.0%
79
0.0%
9.770013301136158
202
0.0%
75
0.0%
9.852246888342531
199
0.0%
80
0.0%
9.510519035757246
195
0.0%
72
0.0%
9.711176264112805
195
0.0%
82
0.0%
9.99884318585288
193
0.0%
77
0.0%
9.893487720457795
193
0.0%
74
0.0%
9.87822102528824
193
0.0%
66
0.0%
9.61587214452889
192
0.0%
77
0.0%
9.90353755128617
192
0.0%
75
0.0%
9.53249633228804
192
0.0%
66
0.0%
9.546884034617925
190
0.0%
74
0.0%
9.441531454869693
189
0.0%
58
0.0%
9.648659816955295
189
0.0%
93
0.0%
10.043292972227004
187
0.0%
83
0.0%
SMALLEST VALUES
5.303304908059076
1
0.0%
1
0.0%
5.707110264748875
1
0.0%
5
0.0%
6.2166061010848646
5
0.0%
3
0.0%
6.398594934535208
1
0.0%
0
0.0%
6.68586094706836
3
0.0%
3
0.0%
6.803505257608338
3
0.0%
0
0.0%
6.90875477931522
10
0.0%
3
0.0%
6.957497370876951
1
0.0%
0
0.0%
7.00397413672268
2
0.0%
1
0.0%
7.020190708311925
1
0.0%
0
0.0%
7.066466970136958
1
0.0%
0
0.0%
7.0909098220799835
2
0.0%
2
0.0%
7.1316985104669115
1
0.0%
0
0.0%
7.170888478512505
4
0.0%
2
0.0%
7.244941546337007
2
0.0%
0
0.0%
LARGEST VALUES
16.11809565095832
6
0.0%
3
0.0%
15.978862778600934
1
0.0%
0
0.0%
15.593076608828465
1
0.0%
0
0.0%
15.429461869671
1
0.0%
0
0.0%
15.411361585289784
1
0.0%
0
0.0%
15.388160619434471
1
0.0%
0
0.0%
15.377028427563554
1
0.0%
0
0.0%
15.314216219436524
1
0.0%
0
0.0%
15.310874771637755
1
0.0%
0
0.0%
15.25412029097251
1
0.0%
0
0.0%
15.253450051569432
1
0.0%
0
0.0%
15.211087700443066
1
0.0%
0
0.0%
15.185229553572045
1
0.0%
0
0.0%
15.182539017724846
1
0.0%
0
0.0%
15.180986971524767
1
0.0%
0
0.0%
total_il_high_credit_limit
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
dti
0.39
num_il_tl
0.35
tot_hi_cred_lim
0.29
num_sats
0.23
total_acc
0.21
annual_inc
0.21
acc_open_past_24mths
0.18
mo_sin_rcnt_tl
-0.18
funded_amnt_inv
0.08
mo_sin_old_il_acct
0.07
credit_hist
-0.05
mths_since_last_delinq
-0.04
int_rate
0.04
fico_range_high
0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.06
home_ownership
0.05
grade
0.04
initial_list_status
0.03
default
0.02
90day_worse_rating
0.02
verification_status
0.00
MOST FREQUENT VALUES
0.0
78,621
9.6%
33,763
9.6%
9.210440366976517
4,700
0.6%
2,051
0.6%
9.61587214452889
3,763
0.5%
1,611
0.5%
9.90353755128617
2,924
0.4%
1,280
0.4%
8.517393171418904
2,842
0.3%
1,227
0.4%
10.12667110305036
2,313
0.3%
990
0.3%
9.392745258631441
2,211
0.3%
958
0.3%
8.699681400989514
1,940
0.2%
800
0.2%
8.987321812850125
1,797
0.2%
733
0.2%
8.294299608857235
1,233
0.2%
520
0.1%
8.853808274977197
1,183
0.1%
536
0.2%
9.798182590890704
1,152
0.1%
449
0.1%
10.308985993422082
1,101
0.1%
467
0.1%
8.006700845440367
1,053
0.1%
437
0.1%
9.105090961257085
1,000
0.1%
388
0.1%
SMALLEST VALUES
0.0
78,621
9.6%
33,763
9.6%
3.6109179126442243
1
0.0%
0
0.0%
4.0943445622221
1
0.0%
0
0.0%
4.564348191467836
1
0.0%
0
0.0%
4.61512051684126
1
0.0%
1
0.0%
4.634728988229636
1
0.0%
0
0.0%
5.087596335232384
1
0.0%
0
0.0%
5.159055299214529
2
0.0%
0
0.0%
5.198497031265826
1
0.0%
0
0.0%
5.214935757608986
2
0.0%
1
0.0%
5.303304908059076
4
0.0%
0
0.0%
5.327876168789581
2
0.0%
1
0.0%
5.3706380281276624
1
0.0%
0
0.0%
5.4116460518550396
1
0.0%
1
0.0%
5.476463551931511
1
0.0%
0
0.0%
LARGEST VALUES
14.558358916166263
1
0.0%
0
0.0%
14.508658238524095
1
0.0%
0
0.0%
14.13784547480068
1
0.0%
0
0.0%
14.08624279005096
1
0.0%
0
0.0%
14.032059613307457
1
0.0%
0
0.0%
14.009881725728684
1
0.0%
0
0.0%
13.96751722675587
1
0.0%
0
0.0%
13.953368950607246
1
0.0%
0
0.0%
13.929470294116802
1
0.0%
0
0.0%
13.928129169800199
1
0.0%
0
0.0%
13.842501989658768
1
0.0%
0
0.0%
13.790767969125111
1
0.0%
0
0.0%
13.757467164409976
1
0.0%
0
0.0%
13.734260371581652
1
0.0%
0
0.0%
13.684221221480998
1
0.0%
0
0.0%
90day_worse_rating
MISSING:
---
---
TOP CATEGORIES
default
default
0.0
588,152
72%
252,385
72%
113,588
19%
48,423
19%
1.0
228,922
28%
97,796
28%
49,880
22%
21,246
22%
ALL
817,074
100%
350,181
100%
163,468
20%
69,669
20%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
90day_worse_rating
PROVIDES INFORMATION ON...
grade
0.00
default
0.00
verification_status
0.00
term
0.00
home_ownership
0.00
initial_list_status
0.00

THESE FEATURES GIVE INFORMATION
ON 90day_worse_rating:
grade
0.01
default
0.00
verification_status
0.00
term
0.00
home_ownership
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
90day_worse_rating
CORRELATION RATIO WITH...
pct_tl_nvr_dlq
0.57
mths_since_last_delinq
0.55
fico_range_high
0.28
total_rev_hi_lim
0.18
mo_sin_old_il_acct
0.13
total_acc
0.12
credit_hist
0.11
last_fico_range_high
0.09
mort_acc
0.09
collections_12_mths_ex_med
0.09
acc_open_past_24mths
0.08
bc_open_to_buy
0.08
num_rev_accts
0.08
num_il_tl
0.08
credit_hist
MISSING:
---
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_old_il_acct
0.36
num_rev_accts
0.31
mort_acc
0.28
total_acc
0.27
total_rev_hi_lim
0.27
annual_inc
0.21
tot_hi_cred_lim
0.21
funded_amnt_inv
0.16
num_rev_tl_bal_gt_0
0.15
mths_since_last_delinq
-0.14
emp_length
0.14
num_sats
0.13
int_rate
-0.12
bc_open_to_buy
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
grade
0.12
90day_worse_rating
0.11
default
0.04
initial_list_status
0.03
term
0.03
verification_status
0.00
MOST FREQUENT VALUES
4383.0
4,874
0.6%
2,117
0.6%
4748.0
4,046
0.5%
1,686
0.5%
5844.0
3,735
0.5%
1,667
0.5%
4444.0
3,349
0.4%
1,498
0.4%
4322.0
3,273
0.4%
1,382
0.4%
4018.0
3,120
0.4%
1,374
0.4%
4291.0
3,032
0.4%
1,286
0.4%
4352.0
3,025
0.4%
1,315
0.4%
4230.0
2,976
0.4%
1,268
0.4%
4536.0
2,972
0.4%
1,282
0.4%
5479.0
2,970
0.4%
1,230
0.4%
4687.0
2,873
0.4%
1,117
0.3%
4475.0
2,839
0.3%
1,266
0.4%
4809.0
2,791
0.3%
1,258
0.4%
4414.0
2,776
0.3%
1,214
0.3%
SMALLEST VALUES
1096.0
1
0.0%
2
0.0%
1124.0
36
0.0%
10
0.0%
1125.0
19
0.0%
9
0.0%
1126.0
107
0.0%
42
0.0%
1127.0
105
0.0%
44
0.0%
1155.0
156
0.0%
55
0.0%
1156.0
138
0.0%
49
0.0%
1157.0
307
0.0%
134
0.0%
1158.0
36
0.0%
20
0.0%
1185.0
75
0.0%
28
0.0%
1186.0
179
0.0%
84
0.0%
1187.0
220
0.0%
120
0.0%
1188.0
288
0.0%
109
0.0%
1216.0
198
0.0%
71
0.0%
1217.0
168
0.0%
65
0.0%
LARGEST VALUES
30407.0
1
0.0%
0
0.0%
25933.0
1
0.0%
0
0.0%
25932.0
1
0.0%
0
0.0%
25627.0
1
0.0%
0
0.0%
25018.0
1
0.0%
0
0.0%
24929.0
1
0.0%
0
0.0%
24472.0
1
0.0%
0
0.0%
24075.0
1
0.0%
0
0.0%
23924.0
1
0.0%
0
0.0%
23922.0
1
0.0%
0
0.0%
23862.0
1
0.0%
0
0.0%
23773.0
1
0.0%
0
0.0%
23741.0
1
0.0%
0
0.0%
23711.0
1
0.0%
0
0.0%
23619.0
1
0.0%
0
0.0%